Maybank is quite slow. It took them almost 2 weeks to approve my application (applied online). I thought got issue, but no, on Friday 12th Oct tell me approve already.

But till this day never receive any sms or letter to collect my card

Hm... That is indeed very weird then. Unfortunately I don't have M2U. So I can't check...

Good idea. Thanks

---

Added on October 22, 2012, 2:01 pmUpdate: Called SC and was told that the card was delivered via pos laju to my house. I check back via the tracking number they gave me and it was sent last Wednesday afternoon.. Haiyo, deliver on work day. Worst still I didn't even receive any note saying post laju came by also. I stay in condo, I think the post laju ppl never even bother to come in thats why no notice was received.

So I ask the SC to redirect the parcel to the nearest Maybank branch to my office.

Moral of the story: On the form, always tick for Collection of Card as Maybank Branch not Billing Address.

This post has been edited by WhitE LighteR: Oct 22 2012, 02:01 PM

Better use this:

http://forum.lowyat.net/topic/1973206/+1880

yup. via email for application submission. but its slow... but you dont have to get off your ass

---

Added on October 22, 2012, 4:10 pmLOL... ok ok in that case I shall give some pros and con base on my POV

AmmoShaf:

What credit card to get is very much depend on your usage. Some ppl spend more entertainment, some spend more on travel, some just prefer cashback for their regular everyday spending, some prefer offers etc etc... its best that we know your patern of spending before suggesting any card.

Take my example, Maybankard2 is good for me coz i pump Shell and their petrol station receive Amex and on weekend you will get an equavelent of 7.5% cashback. If you pump Petronas for example, this no longer apply and the card is useless d, because most Petronas don't accept Amex. Discount offers for Maybank I find to be less then Citibank. But from time to time Maybank does have interesting tied up, for example with R3 for 20-30% discount. Personally that is something good for me in the future. But good thing for this card is as long as you can swipe your Amex, any transaction will give you 7.5% cash back on weekend and 2.5% cashback on weekdays. (Read GenX article how he convert points to cashback for easier comparison). Other advantages is you only need to pay 1 GST payment for 2 cards and the points are evergreen...

Now, the disadvantage -

Not all place accept Amex. In my case its very very few...

Like I say, for shopping discount purpose I keep Citibank because they have alot of offers for women items in particular, so sometimes i will help my gf swipe to get those discounts. Citi also allows me to have RM10 per movie ticket everyday. That is a 16% discount assuming a normal tix price is RM12. And from time to time they have free gifts. So this I clasified as my dating card. If you own the Platinum its x5 points (<2.5% cashback) when you shop at certain hypermarket. x3 for Gold card (<1.5% cash back). This however only applies to certain hypermarket. In my case its AEON Jusco, which I frequent always because its close to me. All other purchase RM1 = 1point (<0.5% cashback) Remember OCBC don't consider include AEON in their 5% cashback.

For all other dining, groceries shopping, bills, petrol(weekday) I charge to my OCBC Titanium for 5% cashback. Everything else of OCBC is 1% cashback.

I dont travel much so I cant speak for travel centric card.

Another bad things I've seen reading other ppl comment is that there seems to be alot of fraud case involving MBB Amex card.

This post has been edited by WhitE LighteR: Oct 22 2012, 04:27 PM

it always started with the thought of using it to buy "big stuff". i was the same last time. but slowly i will replace my cash usage with card whenever possible. because first i dont need to carry much cash on hand or at home, 2nd get rewarded for my spending. if you spend alot of petrol, you can maximize your petrol rebate by getting card or cards that can max out your cashback/points

pay online. who walks in to pay bills anymore?

m2u do weekend processing?

wow.. thx. will try next time.

I have a question regarding MBB2 Amex CCV.

Is it the last 3 digit at the back of the card OR the 4 digit at the front of the card on the right side above card number?

Need to go to Maybank branch to activate M2U. what a pain in the ass...

Thanks man...

I've yet to find time to go to a Maybank branch and open an M2U account for my CC. Will I receive a hard copy statement in the mean time?

A little off topic. I realize the other day u can open a Maybank2U Savers Account without actually having a normal savings account. I can see the option there on M2U but I never applied for it.

This post has been edited by WhitE LighteR: Dec 17 2012, 06:14 PM

Actually no, in my M2U there is only 1 option which is to open the M2U Savers Account. I believe all other Saving Account have to go bank to open.

Yes correct. That is what I did.

Btw, I find it strange that M2U is not sending a softcopy of my monthly statement after I set to stop sending hard copy. I already set the email all correctly....

Yup. Under "Email Statement Delivery" correct?

Nevermind. Lets see how it is next month....

This post has been edited by WhitE LighteR: Dec 18 2012, 11:57 AM

not sure about the procedure but is there any reason for the downgrade?

If only I can pay my PTPTN with CC.. boom 100k point on my Amex.

wow.. I also receive the RM100 cashback!! I wonder for what... but I dun really care. TQ Maybank!!