- beware d hidden charges

- dun use the mobile internet if u no data plan. i got charged RM20+ for a few minutes of surfing.

- make sure they dun increase your credit limit. mine got raised twice fr RM150 to RM350.

they will send u a sms along d lines of "dear valued customer due to your loyalty we are now giving u a higher credit limit" or something lidat. they try to make u think that increased credit limit is like a gift to u.