Hi all, I hope you all can help me clarify some questions here.

My Mach card and GSC Gold has both been charged the annual fees.
I have paid for both.
So I was told that for Mach card, need to swipe 8 times? a year to waive the annual fee.
I thought its the same for GSC Gold card, also 8 times a year, however I found this:

Annual Fee Waiver For Life

That's right! Absolutely no annual fees at all! Both you and your Supplementary cardholders will automatically enjoy a waiver for the first year on your annual fee with a minimum swipe of 1 transaction within 45 days from card issuance date. Subsequent year annual fee will be waived if you spend at least 12 times on your GSC- Hong Leong Gold or Platinum Card.

So where can I check the issuance date, is the according to the letter I received through the mail?
And just to confirm, the annual fee when being waived will be in the form of crediting my card statement?
I am afraid I may have miss this 45 days window to waive my GSC Gold card annual fee = =

Thank you.