Outline ·
[ Standard ] ·
Linear+
Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle
|
Chinus
|
Dec 20 2014, 12:40 AM
|
|
My experiences:-
HLB - I need to take 3 calls to cancel my supp card, New supp card application won't receive RM50 Cash Rebate for 3 swipe got cheated by sales staff.
HSBC - Cheated by sales staff, for the new card campaign, ask me spend RM3k+ and lastly get nth.
CITI - Very annoy keep call customer for their promotion and insurance package. Request for GST waiver also not allow, but when apply the card, sales staff tell me it is not a problem to waive just call up to card center.
MBB - When i apply card, the sales staff are very lazy and irresponsible, until i need to take 2 months to get my cards approve.
CIMB - Sudden receive a card when i apply a housing loan with CIMB.
AEON - Irresponsible from staff, and take me 3 weeks to approve the card.
From my experiences, bad or good service are depend on the bank staff. Just like some bank branches are good in service, some bank branches are very bad attitude and Irresponsible.
This post has been edited by Chinus: Dec 20 2014, 12:45 AM
|
|
|
|
|
|
Chinus
|
Nov 7 2015, 10:58 AM
|
|
01-Nov-2015 30-Oct-2015 YUZU JAPANESE RESTAURA KUALA LUMPUR MY 420.95 06-Nov-2015 05-Nov-2015 DU VIET RESTAURANT & CAF KUALA LUMPUR MY 485.35 1. Just to confirm in Cash back base on posting date? 2. Now Cash Back still capped at RM50 per month? 3. If i spent RM1200 on dinning in November will i receive 5% Cash Back with total RM60?? Please adivce. Tqtq This post has been edited by Chinus: Nov 7 2015, 11:09 AM
|
|
|
|
|
|
Chinus
|
Nov 7 2015, 12:15 PM
|
|
QUOTE(Prodigenous Zee @ Nov 7 2015, 12:11 PM) 2) Sure you're asking in the right thread? MACH card cap is RM100/quarter for selected categories. 1. I just afraid i swipe RM1200 this month, HLB just credit RM50 to me only. 2. Cash back base on posting date? Example: Posting date on 31/10/15 and 01/11/15 Will be two diff statement.? 3. If i spent RM1200 on dinning in November, be end of Nov i receive RM60??
|
|
|
|
|
|
Chinus
|
Nov 8 2015, 12:07 PM
|
|
QUOTE(victorywp @ Nov 7 2015, 04:06 PM) 1) if taking your earlier 2 dining transactions on 1/11 and 6/11 and you swipe this rm1.2k this month and got it posted in this month, you will receive rm100 cb for november. 2) whether in same statement or not doesn't matter because that depends on your statement date. the point is cb is given on the last day of a month. so even though you see the transaction in the same statement, when you do your calculation, the cb will be for those posted from 1/10 to 30/10. as for the one posted on 1/11, the cb will be given on the last day of november. 3) if only base on this question, yes, you will receive rm60 on the last day of november. but if including the other 2 earlier transactions, you will receive rm100 cb at the end of november. but you need to remember that after this, you can only start to use again on january since you already fully maximised the cb for this quarter. but this still excluding any dining transactions you made in october (if any). Tqvm
|
|
|
|
|
|
Chinus
|
Nov 20 2015, 01:20 AM
|
|
QUOTE(zamnrul @ Nov 19 2015, 06:59 AM) Desperate money nope..because i know this share Credit limit..only want terminated gold card..thats the reason why i want apply this.. HLB CC always hard to get approve one.
|
|
|
|
|
|
Chinus
|
Nov 30 2015, 09:51 AM
|
|
QUOTE(azeL_Inc @ Nov 30 2015, 09:23 AM) 1 day approval is it?
|
|
|
|
|