Just thinking. With the liberation of investment instruments like moomoo app, if the person is good at investing, why would they want to work a job. They can do it themselves, especially those with capital and without financial commitments. Very small part of the society, but also the same demographic which investment banking is looking at also.

If ASNB say benchmark at 6.5%, this person makes 15-20% pa, then their investment strategy works. These kind of people are not selling products, they use all their time to increase their income.