i think it depends on the insurance company if wanna delare it as lost or claim it as repairable. My cousin's Wira too was discovered a day before insurance company release the amount and declare as lost, then insurance company called and changed the status to repairable and claim for repair. Better ask the insurance company on this.

yup, better get it checked with the insurance company for confirmation. As my cousins's car is about the same situation too but they declared repairable !