I see, learn something new today....

But, no need to mafan la



 

He stuck the whole roof with fake sunroof?   
If just for looks ma. Sunroof in our climate...  

I apply this loan with Maybank.

The conversations a bit like this (cut short)...

Me : I was made to understand that my wife's car loan has been approved @ 2.85% interest rate. I'm asking for your kind consideration to lower down the interest rate to 2.7% at the least.

Bank Officer : Let me see..wait a while please (i think she start to refers to the documentations). Ok sir..the best i can give u is 2.8%.

Me : I really hope that u could give me 2.7% madam. We both husband & wife got excellence financial record. U could personally check my other car loan with Maybank (my Kia Forte), our Maybank credit cards, our insurance with Etiqa..all clean. Even u could also check our housing loan payment record & also our previous 3 cars payment records if possible. We both are a good paymaster, madam.

Bank Officer : Ok..i can see that. How about 2.75% sir?

Me : Madam, other banks like Bank Muamalat & Affin can give around 2.6-2.65%. I'm not asking for that rate actually, but only 2.7%

Bank Officer : Sir, i afraid we can match that rate & anything lower than 2.75%, your application need to enter special meeting for approval. Anyway, I will try to raise your request to this meeting.

Me : Thank you so much madam..it is very much appreciated. How long does it takes?

Bank Office : Usually about several days. We will call u when the final rate is decided.

Me : Ok..thanks again

(about 5 days later my wife got call from Maybank saying that the interest rate is set to 2.72% which is quite acceptable for us)

oic...
no need me ligan my car liao,my family alredy help me ligan it

Since when balik time for bank is 5.30pm?