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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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ck23
post Nov 17 2012, 09:40 AM

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QUOTE(alfee29 @ Nov 16 2012, 03:50 PM)
Does OCBC waive the RM50 GST for new cardmembers? Their call center doesn't know, and asked me to refer to their sales agents...

What I heard a few months ago, is that RM50 only waived at selected roadshows, eg. The Curve. Other roadshows and online/telemarketing isn't waived. Anyone can confirm this?
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Roadshow ppl must be bluffing!

OCBC only waive your RM50 if you spent over RM10k charged to your card per annum.

However, when u first getting ur card, you will be levied RM50 for the very first time.

It's better than UOB as it could be waived when u spent over RM10k annually, which is easy.
ck23
post Nov 21 2012, 09:57 PM

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QUOTE(guy3288 @ Nov 19 2012, 11:42 PM)
I agree with you, i never had my credit card application rejected. This is first time for me!

I applied at OCBC branch. Annual income few times above the min 36k, given  EPF, BE Form, EA form and got rejected!.
Few years ago i got OCBC cc but  i didnt use much and i cancelled it. Could that be the reason?
Any idea how i can go about getting this much sought after credit card? Appeal ? Reapply with another person-------> then_then? can?

Standard chartered card so easy to get, got money come with it somemore!! On top of that i had also cancelled SC card before still can get easily.
Disappointed with this OCBC not keen to get customer attitude.......


Added on November 20, 2012, 12:20 am
mind to share with me about reapply? How soon after the first application can we reapply?

I read the sample appeal letter. How to get the CCRIS report for ourself?


Added on November 20, 2012, 12:51 am

OCBC Titanium credit card approval Department deserve a BIG GRAMMY award!!!!!!!! for being too good in doing their job........not for the bank but for some fun?
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OCBC is taking a revenge approach.

For those who were their existing customers but cancelled their cards, they banned. haha

i guess so.
ck23
post Nov 24 2012, 01:14 PM

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QUOTE(guy3288 @ Nov 23 2012, 12:26 AM)
But today i received a call from the OCBC said my card is approved already!

COnclusion is OCBC simply reject but when review again you will get the card.

I dont think any bank ban customer if you are clean and not blacklisted, cancelling card is very common now.
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haha.. meaning the staff lazy to do your business.

till u complain, their higher lvl personnel saw, scold them and ask them to do.

thats common. Staff is human. Never gonna think in line with company interest.
ck23
post Dec 4 2012, 04:38 PM

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Annual Interest Rate from 17.5% increased to 18% after i got my new replacement OCBC card
ck23
post Dec 5 2012, 01:34 PM

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QUOTE(carlitofreak @ Dec 5 2012, 07:23 AM)
user posted image

Received mine too. Maximum RM80  rclxms.gif
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Same. ^^
ck23
post Jan 21 2013, 09:04 PM

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i dunno, everytime i can claim full rm50
so dont bother about 5& or 2.5%, i guess mostly 5%

This post has been edited by ck23: Jan 21 2013, 09:05 PM
ck23
post Jan 22 2013, 02:22 PM

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QUOTE(cempedaklife @ Jan 22 2013, 11:05 AM)
if everymonth also claim full..perhaps u shud get another card, and calculate and keep track, once u got rm50 rebate from ocbc, use another card to swipe instead and get pts/rebate...

that is...IF you are not too lazy to keep track
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ALREADY got MBB2Cards and SCB 15% petrol business card.

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