Was at ocbc last week and was approached by a salesgirl on the credit card. Asked her is rm50 waived? At first she said yes but when I told her why other branch said no. She then pointed at the back of application form said the t & c mentioned it will be waived if three swipes have been made during the first 45 days. I was in a hurry and the wordings was so small, I didn't spend time to find out more

that is good news for 5% top up.....anyone know any petrol station accept credit cards (any bank) top up in Penang....I used to go to Petronas and they accept cash only with 50 sen charge for top up

my streamyx is bundled with talikom bill. Have been paying it all the while through on line banking

not reaching 10k means no waiver and also implies you are not getting the full rebate of RM50 per month....

yes...provided all are 5% rebate..

can easily reach 1k by paying telco bill, internet bill, assessment paid local council, utilities bill, supermarket shopping, dinning (depending on the mcc code)...or 1 % rebate on insurance(car or life or general insurance), club membership, car maintenance...

received card and used it in the second week in overseas without calling or informed OCBC. No problem to use the card in overseas

no charge for utility payment

anyone know in Penang where we can use credit card to reload?

TNB is cheating all the customers by using 1 month =31 days to calculate the step rate of electricity bills instead of using the actual number of days in a month.

Anybody know in penang where we can top up touch n go with credit card

I used it without informing the bank on my oveseas trip. If the cc is not recognised in overseas, that card is 'local' card....no good at all. My friend received OCBC TI card in Nov, used once in Malaysia and second times overseas. No problem

2.5% rebate ??

the members here are trying to get max rebate of RM50 and avoid getting nothing after RM50.

A person spent RM1000 on 5% rebate and he continue to use it for another RM4k. The rebate he get is RM50 on total spending of RM5k or equivalent to 1% rebate.

Another person spent RM1000 on 5% rebate and use another credit card to spend the RM4k.
The second person get RM 50 rebate plus RM4000 x ? rebate

For petrol uob one card use at BHP additional 2% rebate

have you sign up for internet banking?

go to ocbc internet banking page, under new to internet banking and sign up. you need the pin which was sent to you to sign up. follow the instruction on the screen. it is very easy.

OCBC