maybe it's some kind of toc student that is commenting some "fact" again......last time vw,now honda,lols....

to define total loss in malaysia insurance company:

There are a few variations, but simply: If the cost of repairing the vehicle, plus its salvage value, plus rental reimbursement expense during repair equals or exceeds its actual cash value, it is not economically feasible to repair. This situation is commonly referred to as a "total loss."

so are u refering this total lost? or being total lost due to essential parts of the car structure got tore down and unable to recover back?

say front strut bar, u accident. left front wheel kena bang, a steel front strut bar with definitely injure the right front wheel as well coz they are connected relatively. so with that force, it bends the front chasis heavily in a heavy bang. so total loss due to main structure of car bengkok and not safe to drive on the road? like that?

Just to add,my job needs me to travel alot,around peninsular msia...for the past 5 days,i already collect moree than 1k mileage,using my mom wira (i borrow her car temporarily)

There's huge difference between guarantee and warranty. Guarantee are usually given by mouth and therefore isn't a solid statement. Warranty however, is a solid statement because there's black and white when pertaining to warranty.

3 year=36months X RM300
Full settlement=RM10800
Assume your Gancil is 2004, Plotong SA offer you RM7000, you still have to pay RM3800 to settle the damn car

Still got money to buy GaGa boh? Better do your own calculation first. Ask us also no use geh