Hi, just to summarise what I went to enquire on installment plan for the new Ipad.
Apparently, I went to Courts (Kota Damansara) and SenHeng (Kota Damansara & Melaka) to enquire on the installment plan. Only enquired for Maybank Credit Card (as I'm using itÂ

). Below are the summary :
1) Courts - For Maybank Credit Card, it would be 0% installment. However, there are some service charges applicable depends on the months of installments. If I'm not mistaken, for 6 months installment, only RM20 charges (the SA said this is charges from apple). Whereas for 12 months installments, approximately RM40-60 (cant remember clearly).
As for the "free gift worth RM3xx" from Courts that forumers have been discussing about, according to the SA, these free gift are only applicable to those who take "Courts installments plan" (differs with our credit card installments plan) as finance charges (ie interest) are applicable. In addition, this "Courts installment plan" is for 64 months installments. (So, I'm not really interested in this although got free gift, as the duration of installment is way too long plus interests are applicable)
2) SenHeng - Enquired on Maybank Credit card as well, SA said 0% interest. Cant remember if there is any service charges (probably minimal service charges which is reasnoable as I really consider buying from SenHeng). One attraction point from SenHeng is you will get extra 1 year warranty cover from SenHeng (provided you join their membership, which costs you RM12 only). Therefore, this seems to be a good deal to take the 0% installment plan from them. HOWEVER, they seems to force you to take the Purchase with Purchase ("PwP") option. I keep double confirm with the SA if we must take those PwP, he keep tried to "pusing pusing" with meÂ

and say those PwP options are very worthy. Then I asked again can I take the installment plan without taking the PwP, he still insists to suggest me on buying those PwP. So seems like they will force you to buy with those PwP.
So, just checking if anyone able to buy from SenHeng using their 0% installment without taking any of the PwP option?
On the other hand, just wondering, for people that are looking for installment plan, would we be able to exchange 1 to 1 on the spot with retailer like Courts and SenHeng if we discover the dead pixel? Am worried they might not so familiar with New Ipad dead pixel issues and they might ask us return it to Apple instead of exchanging it on the spot? Then it will take some time to get the exchange from Apple.
Hope someone get help with my questions or further discussions are welcome. As I plan to get it either today or tomorrow.
ThanksÂ

ALL IT also selling new Ipad, they provide 0% installament as well ...but not for HSBC card holder....Maybank , CIMB , RHB and another one not sure ...forgot to ask about the charging fees, if any issue on the product, you need to go Midvalley Apple ...so i guess all store like HN, SenHeng and Court adopt the same approach, they just help to sell and get commission...any problem will direct to Apple it self...if you buy from anywhere, it still go back to Apple eventually.
Saw at the bottom "5 years extended warranty"...so does that mean we will get extra five years warranty for free if we buy from HN?
Added on April 21, 2012, 3:48 pmJust called harvey norman... the extended warranty is not FOC...we need to pay for it...and the price varies.... On the other hand, confirmed that 4% processing fees will be chargeable.