QUOTE(Gen-X @ May 11 2014, 12:05 PM)
Bro, please note that HLB BT has a penalty fee of RM70 if you settle the BT prior to Expiry Date.
To ALL:
I just republished my article on Balance Transfer Plans with Credit Card. In this new and revised article I will show you the following:
1. Different types of Balance Transfer Plans, i.e. True 0% BT Plans, Upfront Interest BT Plans and Reducing Interest BT Plans.
2. Current 0% Balance Transfer Plans and my comments.
3. And what you really need to know about Balance Transfer Plans. If you are new to credit card balance transfer, the more reason why you need to read my article
Click here to read my article Balance Transfer Plans 2014 - Facts You Need To Know.Now, if you are stubborn and not wanting to read my above mentioned article and go ahead and perform a Balance Transfer, I have a tip for you - DO NOT USE THE CREDIT CARD WHICH YOU HAVE PERFORMED BALANCE TRANSFER WITH UNTIL YOU HAVE SETTLE THE DEBT IN FULL. This warning is most appropriate for Balance Transfer Plans that do not create a NEW ACCOUNT for the Balance Transfer.
Thanks for your long article again..

I have more concern about Aeon 6 months 0% BT application.
For AEON's 6 Months 0% Balance Transfer Plan, the minimum amount to be transferred is only RM1K. You may perform Balance Transfer amount up to 80% of your credit limit. Offer is for Principal cardholder only. Repayments are based on equal installments. May I know what mean by repayment are based on equal installment??? As long as we are settled BT amount by monthly until 6 months right??
Have done BT to Aeon few months ago and so far no extra chrage, just need to make it clear.