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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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heavenly91
post Oct 21 2012, 12:28 AM

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Hi.
I just want enquire.
I am not bumiputra.
What is the best bond should I buy?

Initially I have RM10k.
But I put it at stock market.
Manage to generate almost RM2.5k in 6 months..
Then not long ago, only I know got such thing like this Amanah Saham.

Is this Bond better than stock market and it is safer than stock market?
I am lost actually.
Because my father says stock market is better than Amanah Saham.
I hope you guys can help to answer my query..
Thx in advance smile.gif

This post has been edited by heavenly91: Oct 21 2012, 12:29 AM
heavenly91
post Oct 21 2012, 05:35 PM

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From: Selangor



QUOTE(adolph @ Oct 21 2012, 08:31 AM)
Like usual, please read this topic on the previously.
Amanah Saham Bumiputera (ASB) which known as the best fund returns.
Not Bumiputeras only can apply.However, other minority group will be entitled as well. Such as mix native Sabah, mix native Sarawak, name that are doubted or muslim Malaysian citizen but non-bumiputra. Mix sabah or sarawak included Chinese local that marriage with other local races.
So, if you're muslim. then, you're eligible.

More info,
http://www.asnb.com.my/english/eligibility.htm

ASNB fund is more safety compare with the stock market.
If you could generate $2,500 on your stock market and manage to get 25% return in a short period of time, knowing very well what you're doing and how good the company could earn in the future. Then, probably stock will be your best choices.

As usual, ASNB fixed funds for non-bumi had been fully subscribed. Only normal mutual funds is available, 5% sales charge and fluctuated units price will be imposed.
*
I see.
Then I guess I shall just stick to stock market.
With 5% return practically I can't really do much with that money.
smile.gif

This post has been edited by heavenly91: Oct 21 2012, 05:35 PM
heavenly91
post Oct 21 2012, 05:46 PM

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From: Selangor



QUOTE(adolph @ Oct 21 2012, 05:42 PM)
5% return ? It's 5% sales charge for normal mutual funds .

Fixed fund return with no charge around 6.35 per unit or higher depend yearly dividend distribution for non-bumi fund. And relatively safe with no sales charge, no fluctuate NAV.
*
But my money is small like tiny little ants.
If I really want long term I must pump in huge amount of $$ to be happy with the return.
smile.gif
heavenly91
post Oct 21 2012, 07:43 PM

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From: Selangor



QUOTE(adolph @ Oct 21 2012, 06:34 PM)
By looking on your nickname, you should be 21 year old. Correct me if i'm wrong.

If you can afford the losses then should be okey, if that is your last golden eggs. Then let it received the power of compounding.

If you really can start from nothing once you loss it. Then, that will be your choices. Happy investing
*
yup 21 yr old.
the money I saved from working part time and ang pau money.
Well investing have to prepare to lose $$.
And I am still young.
So..
Yeah. 10k is not a big issue I guess as I can earn back by working next time.
Thx smile.gif

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