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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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fly126
post Jun 19 2012, 03:12 PM

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susah to top-up no unit available
wait and wait because the interest 2x than FD
fly126
post Jun 19 2012, 11:20 PM

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I GIVE U A TIP HOW TO TOP UP... THE FUND
U can try do it after MATURITY DATE, they all withdraws they interests (UNIT) Out then we can top-up easylah... I TRY IT, IT WORKS MANY TIMES !!!
brows.gif
THE MATUARITY DATE for: i) ASB: 31DEC (b) EVERY YEAR
ii) ASD: 30 JUN (b)
iii)ASW2020: 31 AUG
iv)ASM : 31 MAC
v)AS1M : 30 SEP
vi)ASN : 31 DEC (b)
vii)ASN2: 30 JUN (b)
viii)ASN3: 30 NOV
ix) ASG: 31 MAC

(b)- for BUMIPUTRA ONLY

This post has been edited by fly126: Jun 19 2012, 11:57 PM
fly126
post Jun 19 2012, 11:53 PM

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U give a try on/after MATURITY DATE
BELUM CUBA, BELUM TAHU ! wink.gif
fly126
post Jun 21 2012, 12:56 AM

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QUOTE(cheahcw2003 @ Jun 20 2012, 09:20 PM)
there is no maturity date for those funds. Only the financial year end and dividend declaration date
*


YES ! U ARE RIGHT...
I'M USING WRONG WORDS BUT SAME MEANING....lah nod.gif

This post has been edited by fly126: Jun 21 2012, 12:58 AM
fly126
post Jul 21 2012, 01:38 AM

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QUOTE(blasto @ Jul 21 2012, 01:32 AM)
Guys is it true max ASB for each kid below age 18 is RM50k max ?
Can I top up & redraw sesuka hati ? (in case need to use money)

My friend apply loan RM200k ASB for 24years monthly RM1250.
Assume 8% dividend = RM16k. He will redraw & top-up/up-front the coming year.
If this process keep repeat & after 24years he will get only RM200k right ?

If he keep paying RM1250 per month without redraw, by the 6th year he will get total RM300k due the rolling effect.. am I right ? & by 10th year RM400k ? shocking.gif
Thanks in advance ...  notworthy.gif
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Not sure, but for Adult account Max. 200k brows.gif
fly126
post Jul 21 2012, 02:04 AM

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QUOTE(blasto @ Jul 21 2012, 01:51 AM)
Thanks reply ... smile.gif if 200k tiap-tiap tahun get dividend dont want to redraw can ?  blush.gif
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I think just can not invest FRESH fund (put in new fund) only laugh.gif

This post has been edited by fly126: Jul 21 2012, 02:09 AM
fly126
post Jul 27 2012, 12:53 AM

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QUOTE(shakiraa @ Jul 27 2012, 12:35 AM)
One last question, this is definitely better then FD right? i wonder why people still put FD and not in this.

Can shed some lights anyone? thanks again.


Added on July 27, 2012, 12:36 am

hi bro, i will choose AS1M most likely
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I had a check on it every month go ASNB Office NO Availability on ASN1M fully Subscribed.... sad.gif
fly126
post Aug 5 2012, 12:51 AM

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QUOTE(yankicip @ Aug 4 2012, 08:07 AM)
Asn3 non bumi can buy?
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Open to all Malaysian, I'm ONE of them brows.gif
fly126
post Aug 16 2012, 02:46 PM

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QUOTE(ronnie @ Aug 16 2012, 02:33 PM)
What the minimum ? RM10 or RM1 ?
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Confirm $1 seen inside my ASM Passbook & min startup deposit :$100 smile.gif
fly126
post Aug 17 2012, 01:59 PM

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QUOTE(ronnie @ Aug 17 2012, 09:54 AM)
Maybe during festive season will have small number of available units.... if have funds, then can quickly submit application form
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I check it every end of the month at their office have some availabity...
but now check on ASW2020 (fix price unit) their finacial year/month at 31 Aug after give out interest blink.gif
fly126
post Aug 17 2012, 06:39 PM

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QUOTE(smartinvestor01 @ Aug 17 2012, 06:21 PM)
According to one of the agent, we are unable to try to open the account during normal times, unless got announcement of new units subscription, unless u got other 'jalan'.. lol...  rclxms.gif
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Not sure about it also better check at their office blink.gif
fly126
post Aug 21 2012, 03:35 PM

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QUOTE(whyee @ Aug 21 2012, 03:29 PM)
aiya, dont be frustrated la. having loan or not, is not the main point. Availability of units, is more important.

getting loan for something, still have to pay.
somemore, its tied down. when suddenly, not enough money, then what??
terminate account?
*
Quite agreed that... now No Money, No Talk.. Money came 1st brows.gif
fly126
post Aug 23 2012, 02:36 AM

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QUOTE(whyee @ Aug 22 2012, 01:17 PM)
That's why, who wants to ikat tangan and kaki just to get a loan to buy some 5 or 6 digits in an investment savings book.
Cannot see also, unlike a property.


Added on August 22, 2012, 1:19 pminvest with whatever you have, no need to be greedy, not safe to invest in something you dont have beforehand. you never know that, what you could afford to put in now, but not enough (lets say 3 years later).
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Totally agreed with this... nod.gif

This post has been edited by fly126: Aug 23 2012, 02:42 AM
fly126
post Aug 23 2012, 04:31 PM

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QUOTE(michspc @ Aug 23 2012, 07:38 AM)
anyone knowing the income distribution for ASW2020 this year?
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Coming up by next week because Raya Holiday... blink.gif
fly126
post Aug 27 2012, 11:49 PM

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QUOTE(Kaka23 @ Aug 27 2012, 08:37 PM)
So high dividend... So nice
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For me No different, because I got 2k inside the account only
No chance to invest more No entry since 10 years ago... sad.gif
fly126
post Aug 29 2012, 12:59 AM

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QUOTE(Kaka23 @ Aug 28 2012, 07:33 AM)
Why so little?
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Last time still in school, No $ to invest back to 1997...
Long long time ago, ASW2020 tak laku macam sekarang few people knew it only
Now become Hot Cake blink.gif
fly126
post Aug 30 2012, 10:55 AM

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QUOTE(firee818 @ Aug 30 2012, 08:36 AM)
People love steady and continuous income inflow,  there is why PNB fixed funds are very welcome.
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Agreed with that... smile.gif
So, I have ASW 2020, ASM, ASN 3 & AS1M in hand now
better Returns if compare with FD... brows.gif
fly126
post Oct 9 2012, 04:11 PM

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QUOTE(frontierzone @ Oct 9 2012, 02:56 PM)
Noticed that certain bank's officers are more willing to try for you in your purchase, ie. they tell u take a seat while they tap their keyboards, trying not just once, but several times, maybe a few minutes, then only they let you know the results, while some will just try ONCE, and sort of shout at you "tak ada". Some bank's staff can be really rude and unhelpful.
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I prefer go to their ASBN Branch than to bank, every time you went to bank their always said out of unit...
maybe they keep for their OWN... we never knew it... brows.gif
But, there was an Exceptional of this...
Recently, I went ASBN office, try to Top-Up my ASM...
at the Counter, their Staff quickly key-in my account no. 1st (I not yet Fill in the Deposit Slip)after that he give back the print out Slip
for me fill in my Details after the Transaction have done... that's Suprised me with their Amazing jobs they have Done thumbup.gif

This post has been edited by fly126: Oct 9 2012, 04:15 PM
fly126
post Oct 9 2012, 07:25 PM

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QUOTE(davinz18 @ Oct 9 2012, 06:41 PM)
Since buying amanah saham, this is the first time I'm hearing the staff do the transaction first & print the slip even before you actually fill the slip. Anyway very lucky you got to top up amanah saham.
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Ya...loh, but I'm not only customer at that time.... many ppl praise their good work on that biggrin.gif
fly126
post Nov 6 2012, 12:30 AM

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Watch Out Dividend Paid Out for ASN3... Coming Soon (30 Nov.) brows.gif

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