hi...how do u get 200k in ASB ? Do u take any ASB loan ?
lets me share my story....
last year i just bought under construction apartment cost rm135K in setia alam,
but facing difficulty to get a good housing loan (good blr and sum of loan) and
i end up by using personal loan by BSN (interest 3.88 fixed) for 20 years for loan amount 200K,
luckily in eligible for the loan
due to the apartment is still under construction i just put 100K in ASB while waiting progress payment ,
the rest of money i do full settlement for car and ptptn...some in fixed deposit,,sspn,, buy dinar, kijang emas,...
and i already got around 1k of dividend from ASB (i just put the money on October onward),
and every 3 months enjoy the dividend from fixed deposit..
if your government servant i advise u to take the personal loan from bank rakyat or bsn...
http://www.bankrakyat.com.my/web/guest/asl...BF745116DB1927B

In that case , go for asb...

just came back from maybank....first intention to apply for 2nd housing loan
and suddenly switch to asb loan....accidentally applied for 50k asb loan...hopefully everything will be ok

don't understand
both argument same meaning
what the differences after and before

This post has been edited by anz87: Jul 3 2013, 03:25 PM

but the officer from maybank said that there is no lock in period for islamic asb loan,
can terminate anything

ok thanks for the advise