Wintersun,

Definition of "kadar pengagihan pendapatan" is a distribution unit in term of dividend to benefit investors , the income distribution is based on the unit held on 30 November 2012 which will be reinvested in units automatically into the investor account based on the net asset value on the same day. Eg, a income distribution is 6.30 sen for amanah saham malaysia. "Jumlah pulangan" is the percentage change and return overall for the fund itself within a year period or overall, usually will be written in the yearly annual report,  it calculated the NAV with the ending net asset value adjusted to the account and reinvested for all dividend let say there are no sell off unit at the period, that including capital gain distribution made by the fund after deduct expense and fees. it can be explain in cumulative basis and average annual return rate. you should evaluate based on the "jumlah pulangan"  which count by the day you bought the price of net asset value.

Wintersun,

"Jumlah pulangan" is calculated based on the capital growth and income distribution of the year, it varies each year, the capital growth increase or decrease due to the fluctuation of net asset value, which change daily, that's the reason you will be expose to possibility of gain or loss due to the movement when you buy net asset value, it a past performance where it already reinvested after deducting expenses depend the fund performance. income distribution is calculated by taking your principle amount, whatever amount on last year will be enjoy full interest while within 12 month will be pro-rated by calculated net asset value price. is this correct.

wintersun,

I already answered this previously, it will be pro-rated. It seem you are not really understand.

Wintersun,

For an ordinary investor, you may just go to the main website such as below. for the unit trust investment, fees and etc. you may just use your search engine, and there will be a tons of knowledge that can be learn. you should understand fully for your variable unit trust fund first before invest on it, because it not a fixed funds, not blindly follow and listen from the crowds especially some agents, just because their past performance return is higher. if you don't know what you're doing, then it consider gamble for the lucks.

Info,
http://www.asnb.com.my/transaction.htm

Wintersun,

For better explanation and understanding, you may exchange the service charge to risks. therefore, you will be expose to 5% risk from the current net asset value due to the sales charge, reason such as high sales charge, management fees and high expense ratio is the one of the reason why do people lose money in mutual fund. If possible, only buy mutual fund with lowest expense ratio or during promotion period for maximum returns except the fund, predicted to be a good performance fund under your rational surveillance. Let me give you an example, please use this method to calculate the amount of units, if you invest $1000 into a Amanah Saham Didikk (ASG) with 5% sales charge, the calculation will be as follow,

Amount invested is $1,000 /1.05 (sales charge) = $952.380
$952.380 / 1.1015 (net asset value) = 864.62 units

The total 864.62 units is units you just bought for investment purpose from your initial $1,000 ringgit malaysia which exchange to units. you have two way to earn from this fund, namely capital gain/appreciation and income distribution. with this investment, you will be expose to possibility to gain or losses due to the net asset value, it may increase or decrease depend on the fund performance.

Pls Refer to: http://www.asnb.com.my/index.htm & Click at on Logo of the Fund then you can view the Past Years the Highest & the Lowest Price of it Seperately....

suspense due to dividen distribution...will resume buy and sell activity on monday 1 april2013

Wintersun,

This is to make sure they can calculate accurately especially dividend distributions to shareholders, if they don't shut down for deposit temporary, it will causes delay because funds is in billions, and not millions, a dividend distribution such as 7.10 per unit is better than last year, a 10 point increment compare last year for one of the three funds, dividend distribution is calculated 0.0710 and pro-rated for remaining months.

These are Government Bonds. They are low risk, but does not mean no risk, You may need to consider the following criteria before going into it

1. Return on Investment, is it enough to cover the inflation? Normally Bond yielding lower than inflation.
2. Target tenure ,normally bond is more than 5 years.
3. Government Risk. Change of goverment etc,
4. underlying assets for the bond,

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Wintersun,

I'm members and bankers from RHB groups. so, you should know where i get the answer already.

News,

As on this 31 March 2013,
# ASG Pendidikan = 7.10 per units
# ASG Kesihatan = 7.20 per units
# ASG Persaraan = 7.30 per units

The income distribution will be distribute based on net asset value on every 31 March of the year.
Info,
http://www.asnb.com.my/news/asg_pendapatan2013.htm

Wintersun,

Do you mean by last year, if that is your answer. However, I had to say that it will be pro-rated because you're not investing it for 12 months, just like you're saving it in fixed deposit. Yes, you will receive 0.072 dividend but will be deduct and pro-rated by remaining months.

Wintersun,

It is almost alike mutual funds, only you do not fully understand the true about it. In the world of investing, playing buy low and sell high is one of the most inexperience way to invest, it won't going to work forever, it is also known as flipper. only salesman without real experience will advice on that particular ways to clients to invest their penny money. At the end, everything is burns.

Wintersun,

Do you think mutual fund performance are effected by buying low and selling high, and do the real long term investor like to switch fund and focus on short terms? if you don't know the fund performance, then it consider gambling. Isn't it almost alike such as buying 4D sportstoto and wishes to get the prizes since you don't understand how to get a good investment but only depend solely by focusing on buying low price, expecting sell high, you may get your lucks and strike a good return for a few times but if you keep sell off your units, 10 times a year, that is 100 times in ten year. do you think you can strike a good lucks for this 100 times with your good luck, isn't it more risky. Do you think market is rational by investors, it always caused by fear and greed over market speculation. If you're asking a way how to know a good investment, i won't reveal it since it my private. For calculation, please download as below and just follow the calculation, please do not spoon feed. 

Info,
http://www.asnb.com.my/ASG%20interim%202012.pdf

1282009,

you can try our branch, RHB branch. besides that, you can try pos office and cimb bank, which they are also agents. tomorrow will be a long queue, because Amanah Saham Gemilang (ASG) and Amanah Saham Malaysia (ASM) will begin their operation such as update passbook and withdrawal of dividends.

For ASM holder tomorrow morning can straight away sell off after the dividend is credited into the account is that correct? 7% p.a. is a joke, better invest myself in share.

Buy low sell high works if you know how, learn from those who say it can be done.

What's ASQ and can buy from MB2U?