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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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Leo the Lion
post Oct 29 2012, 09:34 AM

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Which is good, ASB via Maybank2u or ASB via CIMB?
Leo the Lion
post Oct 29 2012, 09:57 AM

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QUOTE(smsbusiness2u @ Oct 29 2012, 10:50 AM)
is that any different? servie charge is still same which failed tx still need to pay
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well, there are some people who say different bank offer different services. ohmy.gif


Added on October 29, 2012, 9:59 am
QUOTE(adolph @ Oct 29 2012, 10:57 AM)
Based on the info, they're same.
Both have the same services via online banking.
This including 24 hour hours a day, and minimum amount invested is $1.00

Currently, both of them still charge $1.00 service fees regarding successful or unsuccessful, service charge is non-refundable. And, you still can't view your ASB account neither two of these bank, currently still not applicable.
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ok, so how to view ASB account? coz Im gonna open my ASB account through CIMB this afternoon

This post has been edited by Leo the Lion: Oct 29 2012, 09:59 AM
Leo the Lion
post Oct 29 2012, 10:15 AM

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QUOTE(adolph @ Oct 29 2012, 11:05 AM)
Temporarily, you can only check your current ASB account or withdraw it through bank branches, ASNB offices or ASNB agents only.

If i were you, I will max out my ASB through financing loans and enjoy the compounding returns and focus on other investment.
*
erm, how does using financing loan give u profits than using your own money? Kinda confuse here rclxub.gif
Leo the Lion
post Jul 29 2013, 03:23 PM

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People in Maybank Taman U says OFFLINE OFFLINE, CIMB Taman U says "kaunter ASB sampai 12pm skrg. Kita sibuk" mad.gif mad.gif . I then go to Maybank Ungku Aminah, quite far from where I work and manage to open my ASB account, got the book already after several attempts going to the nearest Maybank and CIMB branch. Ponteng kerja for more than 1 hour already. shakehead.gif

I want to ask, can I register my ASB account numbers to more than 2 online banking like RHBNow, CIMBClicks, and Maybank2u?

This post has been edited by Leo the Lion: Jul 29 2013, 03:34 PM
Leo the Lion
post Jul 29 2013, 04:21 PM

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QUOTE(davinz18 @ Jul 29 2013, 04:35 PM)
The banks always like that. Pemalas! always give "offline" excuse. Next time better go to ASNB or Pos Malaysia branches.

About the online thing, I'm not so sure. Maybe can  smile.gif
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QUOTE(pay_jal4945 @ Jul 29 2013, 05:15 PM)
Bro, you can transfer your saving money to ASB from any channels you want. I usually do from Maybank2u.
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Thank you guys notworthy.gif

gonna bookmark this thread to ensure that I will always be up2date about ASB thumbup.gif

Got charge if transfer via online? Nvm, found a post says RM1 for every transaction laugh.gif

This post has been edited by Leo the Lion: Jul 29 2013, 04:25 PM
Leo the Lion
post Jul 29 2013, 04:41 PM

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I heard that you can multiple your EPF with ASB, isit true?
Leo the Lion
post Jul 29 2013, 10:28 PM

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QUOTE(Ancient-XinG- @ Jul 29 2013, 10:43 PM)
Noted, Luci  nod.gif
Dear Leo,

I am afraid to say that the officer you've met is either lazy or just plain don't wish to help you. But, rest i am assure you will definitely not facing any problem to open an ASB account from any ASNB agent such is MBB, CIMB, RHBB, or PM, given that you are a bumiputera and aren't chip or invest in more than MYR 200000.00. Regarding the online banking, I am not so sure but you can have a call to ASNB office during office hour. One more thing Leo, can you please don't use your working time on your personal stuff?

Good Luck Have Fun  smile.gif
*
Early year 2013 I also went to the same banks, they give the same response; OFFLINE OFFLINE and OFFLINE that just made me giveup on them. Now almost reach age 24 (10days left), I thought that I need to plan an investment for my future. So I went to the same branch again and still receive the same answer(some more raya almost near, the excuse became more solid), so because tire of waiting, I went to another branch where there is more chinese community in the area and guess what, no problem at all. And although I'm a Malay with bumiputra status, my looks really look like a Chinese, maybe thats why they don't want to help.

And why I can't use my working time after receive permission? Only it took more than an hour to finish my work. Plus, working hour have change from 8am to 4.45pm, no break time so I need to do something else I might open ASB next month/next year. Tired of waiting la. Don't wanna wait anymore shakehead.gif

This post has been edited by Leo the Lion: Jul 29 2013, 10:34 PM
Leo the Lion
post Jul 30 2013, 09:26 AM

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QUOTE(Ancient-XinG- @ Jul 30 2013, 08:44 AM)
Dear Leo,

This is misunderstood from me from your statement because you said you "ponteng" which is mean leaving work without permission, so if with permission, is ok.

Regarding the other statement, i think you can see the difference between the staff of 2 areas and this is proven, the later one is much more hardworking than the before and this is also explain that why you waste your 1st half year of 2013. Its not about you looking like a Chinese, if yes, the banker will ask you to show IC to prove you are a Bumiputera status. But, from what you said, the bankers said the line is OFF, which meaning that the bankers know you are a Bumiputera and yet just LAZY which is a very common sickness of them. My advise is try to be good with the bankers 1st. And thats what i did.

Members above also have his point, go PM, the staff is better although some is still LAZY. But not EGO.
*
I think I should correct my statement.

I mean "I felt like ponteng coz going out more than an hour because I never went out to do my personal stuff more than an hour" laugh.gif

Anyway, being GOOD with the bankers seems far fetch. My way is to go to other branch and open my ASB account.
Leo the Lion
post Aug 12 2013, 05:48 PM

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Wanna ask, if I wanna draw out some cash from ASB next month, how much is the charge for every transaction? Still Rm1? And need to go to Maybank/RHB/CIMB to cash out?

This post has been edited by Leo the Lion: Aug 12 2013, 05:50 PM
Leo the Lion
post Aug 12 2013, 05:52 PM

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QUOTE(lucifah @ Aug 12 2013, 06:51 PM)
there is no charge. is there?

i never w/drew any money from ASB for almost 10 yrs already
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In case of emergency. Because I have a bad feeling something bad gonna happen next month. ohmy.gif
Leo the Lion
post Aug 12 2013, 05:57 PM

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QUOTE(cheahcw2003 @ Aug 12 2013, 06:55 PM)
No charge.
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So, withdraw through the agent like Maybank or need to go through ASNB branch?

Ok nvm

This post has been edited by Leo the Lion: Aug 12 2013, 06:06 PM
Leo the Lion
post Aug 12 2013, 06:12 PM

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QUOTE(lucifah @ Aug 12 2013, 07:10 PM)
u can w/draw from Maybank, RHB or CIMB

just check with them what is their daily cash w/drawal limit. sometimes they impose that.
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Ok thank you bro icon_idea.gif

And 1 more Question, in maybank2u, if I want to invest, I need to go through ASNB payment? Abit confuse here coz I thought ASNB payment are for those who applied ASB loan(I don't take ASB loan).

Attached Image

Sorry for the stupid question

This post has been edited by Leo the Lion: Aug 12 2013, 06:20 PM
Leo the Lion
post Aug 12 2013, 07:36 PM

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How to achieve RM100k in 5 years? How many $ per monthly that I should invest?
Leo the Lion
post Aug 12 2013, 09:49 PM

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QUOTE(nelanga @ Aug 12 2013, 10:17 PM)
Do excel as below or else compounding formula
http://brunialamira.blogspot.com
P/s my lovely father and mother passed away .. Sad and miss them
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Can share me the softcopy? laugh.gif

And sorry to hear your loss

inna lillahi wa inna ilayhi raji'un

This post has been edited by Leo the Lion: Aug 12 2013, 09:51 PM
Leo the Lion
post Aug 12 2013, 10:58 PM

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QUOTE(lucifah @ Aug 12 2013, 11:50 PM)
if you invest RM 1,000 monthly, you will only have 100k by Year 8:

user posted image
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Thanks! I usually save RM1000-RM1200 if I have some money left. But starting next month will be hard for me to save this amount, maybe RM200-300 per month

Care to share the excel softcopy please sweat.gif
Leo the Lion
post Aug 13 2013, 09:42 AM

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QUOTE(Ancient-XinG- @ Aug 13 2013, 09:48 AM)
Don't ask for spoonfeed la...

If want to get money, work hard and learn, see got example already. Very easy already.

1500 per month, can reach in quite long time. That day got 1 forumer post :

1501, 1502, 1503 . . . . .

Although the changes is small but the impact is huge.
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I'm asking nicely here. He don't wanna give then never mind la. Don't make it as big fuss k icon_rolleyes.gif
Leo the Lion
post Aug 13 2013, 12:31 PM

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QUOTE(nelanga @ Aug 13 2013, 01:29 PM)
U purchase car or house?
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No. need save money for my sister wedding next year, studies fee per sem RM1900-RM2000(maybe october will pay), and RM2XXX for my mom present next month sweat.gif

This post has been edited by Leo the Lion: Aug 13 2013, 12:32 PM
Leo the Lion
post Aug 13 2013, 01:54 PM

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Just now went to maybank around 1.20pm and update my ASB book. It only update until 31th July and didnt update the latest investment that I made yesterday (6.30pm;12th August). Why?

This post has been edited by Leo the Lion: Aug 13 2013, 02:04 PM
Leo the Lion
post Aug 13 2013, 02:29 PM

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QUOTE(lucifah @ Aug 13 2013, 03:26 PM)
check again tomorrow. usually it takes 1 working day
*
Alright, will go again tomorrow. thanks!
Leo the Lion
post Aug 13 2013, 03:08 PM

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QUOTE(davinz18 @ Aug 13 2013, 04:03 PM)
Today a lot of people withdrawing their ASB.  Maybank, CIMB & Pos Malaysia full with people holding blue book smile.gif
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know why? pokai after raya lo. biggrin.gif icon_rolleyes.gif

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