Hahahha.... ok let's see...
1. PNB funds may not be right for supposed cronies because there are max limit to investing and is open only to individual and not company.

2. PNB does not get money to invest from govt but from ppl like you and me.

3. Investors like us do not loan our money to govt but we do if we buy govt bonds.

4. Bonds do give dividends, it may be better than FD but may not beat inflation rate.

5. Bonds are backed by the govt (legally) while PNB/EPF/etc2 are not (at least officially on paper that is).
Ok aarrr?

nah, don't be offended or what. let others reveal. instead of being jealous or what, use that to be your determination to excel more

as for the allocations for non-bumi in ASW2020, ASM, ASD and such, you need to be clever. remember, there will always be people who need money and sell their saham. you just need to know when is the "selling season" (usually mid of the month or near CNY, near school opening) and u can try your luck

if you go ask over bank counters, they will outright tell you no more allocations because they are either lazy, or they are keeping the allocations for themselves / their friends

so be a bit more clever than them. use post office to check. be friend with the bank tellers / managers and ask them to let you know when there's a frees quota available

in short, being offended and being jealous doesn't bring you any benefit at all. that applies to any real life situation

btw, are you a girl that you get easily offended and jelly all the time?

i just started this stuff and i realised, 10 times i go. only 1 time i manage to get some quota and that is also very little.
the counter will alway say offline offline offline or no quota.
very frustrating indeed

YES i also thought that counter fella is just having a bad day. but the face like not happy like that

tomorrow will try again!

btw how do you ask ? do you ask how much quota can i take or just say i want <specific amount>!

this is not kopitiam. pls refrain from posting your kopitiam style replies here

People in Maybank Taman U says OFFLINE OFFLINE, CIMB Taman U says "kaunter ASB sampai 12pm skrg. Kita sibuk"   . I then go to Maybank Ungku Aminah, quite far from where I work and manage to open my ASB account, got the book already after several attempts going to the nearest Maybank and CIMB branch. Ponteng kerja for more than 1 hour already. 

I want to ask, can I register my ASB account numbers to more than 2 online banking like RHBNow, CIMBClicks, and Maybank2u?

Early year 2013 I also went to the same banks, they give the same response; OFFLINE OFFLINE and OFFLINE that just made me giveup on them. Now almost reach age 24 (10days left), I thought that I need to plan an investment for my future. So I went to the same branch again and still receive the same answer(some more raya almost near, the excuse became more solid), so because tire of waiting, I went to another branch where there is more chinese community in the area and guess what, no problem at all. And although I'm a Malay with bumiputra status, my looks really look like a Chinese, maybe thats why they don't want to help.

And why I can't use my working time after receive permission? Only it took more than an hour to finish my work. Plus, working hour have change from 8am to 4.45pm, no break time so I need to do something else I might open ASB next month/next year. Tired of waiting la. Don't wanna wait anymore 

Congrats..

Something is better than nothing..

I can only have money to try out in September, my debts for this few months are tremendously high.. 

whoah... 1 time can deposit 92k in ASG.   

i'm impressed.

Hi, interested to open a ASNB account. But looking back in the thread, seems that its not an easy thing.

Any advice?

I think it's a case of the banks refusing to do the work in opening the ASG account and giving excuses such as policy change and what not. If I were you, I would have taken the name of the teller and report it to PNB. Unless it is stated in PNB/ASNB's website, I believe there isn't any policy in stopping anyone from opening an ASG account.

Sorry. I forgot to clarify. I am non bumi.

So let say i want to open ASG and ASN3 is it still possible now?

I need to go to their office to open the account? Cannot do it online or via agent?

Ic. Hope you can help me understand it better.

The dividend is paid out base on total number of unit and not unit price right?

I was thinking to keep this for dividend, and not really sell it once the price increase. I understand it is possible the unit price might drop and I might see lost if I sell it off.

Is there any other concern I should know of?

Thanks.

Any suggestion on the easiest way to open an account? What options are there?

Thx. What do I need to bring with me?

Cash ar. Since this is not a fix price, means I need to know exactly how much a 100 unit (minimum) I need to bring? Haha.. Thanks for your help. Really useful for a newbie like me.

I wanted to link this account back to my CIMB actually. So I dont need to keep going to post office. I can open the account at post office rite?