I don't think you can be lucky for more than 3 decades and 2 major economic crisis yet still be consistently providing returns that beat most estimates and/or benchmarks

I predicted that the dividend for AS1M might not be expected to be higher..

The KLCI has been dropping like no one's business...

I guess just hoping for the same 6.7% or the worse scenario 6.5% for the AS1M dividend...

Last year 6.60%
Dis year I predict 6.70%

Im going to open AS1M today

thanks...my office is near to post office thus can afford to try frequently. but sometimes depend on the luck as well for chinese/indian quota.

have u guys ever thought of parking your funds in someone else's account?

get a trusted bumiputra fellow / friend. write up a contract. give him 0.5% earning. then u can top up as much as you want into his account.

i know a few of my non-bumi friends do that... i wondered why no one mentioned about this here?

park the fund under ASB. ASB declares 8+% dividend. u give 0.5% to 1.0% dividend to account holder and pocket the rest. it's still better return than ASM / ASW /AS1M

You managed to increased ASM? Before this you said got only rm50 

You "try" on monthly basis ?

2/8  you "try" at same place or you went others branches?  Mon & Fri very "lucky" for you.  I cannot get any ASM units at all   

It's depend on luck 

Wah, the PM staff so friendly.  You very2 lucky yo, others places they won't ask like that    Once already successful, they expect you to "buzz off" 

Agents cannot "see" how much units available (I don't know if ASNB office can see)    They only "key-in" amount. Once okay, status would "pop-up" on the computer screen telling success or failed 

Agreed
The only setback is the quantum of top up
If u want to top up big $ in PM, need to carry cash which is a bit risky
If u want to top up big $ in Bank, no need to carry cash. Just contra with CASA/FD plus no risk at all

stingy

Very ulu branch in sarawak. Not sure if they are still willing to do kopi o stuff or not. Will ask them next week since my asw2020 almost max.

You're very lucky.  Nowadays I'm not sure can do it, macc very "active" 

don't play2.  small or big amount it still "under-table" money.
who knows got macc officers here reading silently 

Here

http://instagram.com/p/doSrIhRKrU/

I say hefty since the money is alot to me. I could invest more but if I do that, lari plan liao...

Anyway lucifah, its ASB. I dont have other ASNB account

That ID Pengguna looks so familiar? where I seen it 

Yea, you're correct.  That's code for dividend.  That's why when I look it so familiar to me 

Maybe it's asnb branch code?    PM & banks also have different ID 

Wah, you so observant  I also don't know much about the code thing.

I'm so Malu ooh 

You really did your research. Others finance related thread also you give good advice. Like pro woh