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Maybankard 2 Gold And Platinum Cards V4, Amex with Visa or MasterCard
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cofin
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 Jul 8 2012, 11:24 AM
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I hope can get an answer here
After i grad from Uni i only work in Malaysia for a year(i do have EPF and Income Tax before) and decide to get out from Malaysia and went to oversea for a job.
I had a maybank saving account which i wired my salary to it . I do not hold any credit card before and i wish to apply one, so i went to a maybank branch at my hometown. The Sales executive there see me no up i think because i only wear T-shirts,short pants and a pair of flip-flop....i told him i want to apply Platinum Card then he look at me and ask how old am i ...i told him 24. Then he ask for my bank book and update it then he take a peek at the figure and told me the card for people berbillion-billion and datuk-datuk to apply and refuse to even give me the form. Kimak him....then i just left
Now i see on this tered the annual income only require RM60k and my basic is around RM75k. I had a saving of 6 figures in my maybank saving account. I only got electronic generated payslip wihout EPF and Income Tax. I do not have any sorts of loans with any banks. Is it sufficient to apply for the card actually?
One of my banker friend told me to buy insurance to act as EPF i'm not sure if he is trying to hard-sell me on their bank insurance.
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cofin
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Jul 8 2012, 01:01 PM
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QUOTE(idunnolol @ Jul 8 2012, 12:28 PM) Wont work, Yesterday i brought my aunty with undeclared wealth like yours to treatfair also rejected because they will automatically approve if your EPF deduction is 275 No EPF and income tax the chance damn slim No, lost card cannot issue on the spot  Most of items at auction is sold below water, only Ipad,iphone got sold above water. Some even twice the original value Hmm....how about the tax cut slip issue at the country i work. I din pay Malaysia tax but oversea tax. But EPF i don't have that's the bad thing QUOTE(keretapir @ Jul 8 2012, 12:53 PM) instead of insurance, you can try for fixed deposit. & since u dont have EPF & income tax deduction, start small 1st to build up your credit profile. i.e. apply for a gold card 1st. FD can ahh .....if like that should be better than insurance. THanks |
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cofin
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Jul 11 2012, 09:32 PM
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QUOTE(xyngfei @ Jul 10 2012, 03:50 AM) Cannot be, if you have 6 figure in your saving account, i dont see any reason why the salesman didnt want to offer a card for you. email to engagement.card@maybank.com.my, they will ask you fill up the form and scan it to them. No harm to try it, hehe I am planning to write a complain to maybank damn the dude. My sister calling the salesman stupid as giving them business and they also don't want. QUOTE(zenquix @ Jul 10 2012, 01:52 PM) At 6 figures in the account, you can likely qualify for MBB Private Banking. http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-AccountsThey give you a card for free.... Am quite certain you can request the MBB2 cards. After i kena reject credit card i did ask for the Platinum Debit card as i saw at their website online only require RM20k in saving account. Bloody hell the dude also tell me that is for orang kaya not like me or him. He really do look down on me i guess  This post has been edited by cofin: Jul 11 2012, 09:33 PM |
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