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 Maybankard 2 Gold And Platinum Cards V4, Amex with Visa or MasterCard

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asiatrader98
post Jul 1 2012, 06:12 PM

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I would like to know can I apply only 1 supplementary card (eg Amex) only for this Maybankard 2 Gold And Platinum Cards?

but look like I have to get 2 cards for supplementary holder
here

how about the service tax? I know principal card , in one sign up, one service tax, and one statement. How about supplementary card/s? Look like RM25 each that mean supplementary cards have to pay RM50 annually ..am I right? Anyone here can confirm this? TQ rclxub.gif

here

This post has been edited by asiatrader98: Jul 1 2012, 06:13 PM
asiatrader98
post Jul 1 2012, 08:08 PM

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QUOTE(Gen-X @ Jul 1 2012, 06:47 PM)
Yes, supp card are issued both AMEX plus Visa or MC. You cannot elect to have the AMEX only.

And also yes, the total GST for supp cards is RM50.

Please read page.
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thank you Gen-X.... rclxms.gif thumbup.gif
asiatrader98
post Jul 7 2012, 05:34 PM

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QUOTE(ZiNKaK @ Jul 2 2012, 01:20 AM)
I have the statement with me now.. Like I have said in previous post, only RM25 charged for both cards.. I'm was not unsure about anything and I merely confirming with you all bout the doubts you all have all this while that RM25 GST charged for supp card
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confirmed? anyone can confirm this in addition to ZiNKak, rclxub.gif maybe need to call the customer service to double confirm this
asiatrader98
post Jul 13 2012, 11:56 AM

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i call customer service just now he told me my application "resigned" with no reason but why resign not "rejected"

they call me & offer the 2 cards to me but resigned now vmad.gif

no choice have to kept my exiting CIMB Direct Access Platinum card with the RM48k credit limit who send me the new card last week

mad.gif i am just apply the gold MBB x 2 , but I got my OCBC Titanium card last week but very low credit limit compare to my CIMB Direct Access Platinum card & UOB Preferred Platinum Card.......I just want to hold 2 cards.....shall I give up the UOB Preferred Platinum Card or CIMB Direct Access Platinum card ?

Shall I re-apply again or appeal.....but the way they do just like the citibank last time rejected my application then later send me the Platinum cards to offer me a few times but I never accept it again........... rclxub.gif maybe my com income too volatile every year

This post has been edited by asiatrader98: Jul 13 2012, 12:00 PM
asiatrader98
post Jul 13 2012, 12:11 PM

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QUOTE(Human Nature @ Jul 13 2012, 12:02 PM)
well, you can try to appeal or re-apply if you want this Mbb2 card. As for the CIMB DA or UOB 1card, try to see which one benefits you the most  smile.gif
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both the benefit very less the points only can use for redeem the GST.....but very high credit limit, never ask for but always upgrade for me

no more attractive gifts for my kids now.....
asiatrader98
post Jul 13 2012, 01:20 PM

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QUOTE(Human Nature @ Jul 13 2012, 12:20 PM)
I do think you know that this MBB2 card is good in terms of cashback and points so it is probably a good idea to appeal/re-apply. Ask them to clarify what is the meaning of 'resigned'.

OT: You made a good choice with OCBC Ti. You dont need high credit limit for this card as the maximum cashback is only RM50 per monthly statement and you dont get points. No reason to keep other cards that dont benefit you. Anyway, you can keep them if you have paid GST for this year.
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yeah....but not now to re-apply, they didn't look at the commission.....but maybe later I just want 2 cards, credit limit is not important to me will give up either one and keep the OCBC Ti.....for the time being, commission base is disadvantage for apply anything to bank, esp now is not the good timing.... hmm.gif

thank Human Nature rclxms.gif

This post has been edited by asiatrader98: Jul 13 2012, 02:47 PM
asiatrader98
post Jul 13 2012, 07:19 PM

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QUOTE(Gen-X @ Jul 13 2012, 03:02 PM)
Did you know that UOB now has a ridiculous auto waiver condition for their credit cards?. If you don't mind calling UOB every year for annual fee, then ok loh.

As for CIMB, you can use the points for on the spot redemption.

As for OCBC TMC, with 5% cash back you only need RM1K spending to hit max cash back of RM50. Who needs high CL?

As for MBB 2 Cards, did they ask for proof of income and make you declare your loans? If you know the reason why it was not approved, easier to appeal.
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yeah, i don't need high CL .....going to cancel both cards but UOB ady paid the GST 2 months ago so hold until next yr

last time CIMB Direct Access is the best, now the points I have only use for GST.... doh.gif

I think even the officer told me no reason, my MBB 2 cards can't get approval either because of my current income (mainly is commission), esp the last 3 months very poor & currently moving to another firm to work....or my housing loan is about RM2k per month, a bit high compare to my last 3 month commission.....but I sold my old hse to buy the new house only 2 years I ady settled 75% of the loan but they didn't bother about this, what they want is : current 3 months salary/commission

I think I will re-apply it again a few month later after I moved to new firm & everything esp the current 3 months salary/commission is stable.........

currently, I may apply or downgrade to UOB One card or Hong Leong Mach or Alliance You:Nique.......I like cashback & also points to settle the GST............still better than the current 2 cards I have ....... cry.gif


Gen-X expert ...what do you think about UOB One card or Hong Leong Mach or Alliance You:Nique....even they may not as good as OCBC TMC but my average spending is about RM2k.....I need another cashback card now....TQ
http://www.alliancebank.com.my/ccard_cashback.html
http://www1.uob.com.my/personal/cards/cred...b_one_card.html
https://www.machbyhongleong.com/mach-credit-card


but as you have mentioned UOB one card, their terms is ridiculously & no idea it has smart$ points or not, Alliance You:Nique has the tiers to spend even it has the timeless points.......no idea about this new Hong Leong Mach



This post has been edited by asiatrader98: Jul 13 2012, 07:33 PM

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