QUOTE(cofin @ Jul 8 2012, 11:24 AM)
I hope can get an answer here
After i grad from Uni i only work in Malaysia for a year(i do have EPF and Income Tax before) and decide to get out from Malaysia and went to oversea for a job.
I had a maybank saving account which i wired my salary to it . I do not hold any credit card before and i wish to apply one, so i went to a maybank branch at my hometown. The Sales executive there see me no up i think because i only wear T-shirts,short pants and a pair of flip-flop....i told him i want to apply Platinum Card then he look at me and ask how old am i ...i told him 24. Then he ask for my bank book and update it then he take a peek at the figure and told me the card for people berbillion-billion and datuk-datuk to apply and refuse to even give me the form. Kimak him....then i just left
Now i see on this tered the annual income only require RM60k and my basic is around RM75k. I had a saving of 6 figures in my maybank saving account. I only got electronic generated payslip wihout EPF and Income Tax. I do not have any sorts of loans with any banks. Is it sufficient to apply for the card actually?
One of my banker friend told me to buy insurance to act as EPF i'm not sure if he is trying to hard-sell me on their bank insurance.
Wont work, Yesterday i brought my aunty with undeclared wealth like yours to treatfair also rejected because they will automatically approve if your EPF deduction is 275
No EPF and income tax the chance damn slim
QUOTE(fahrur_07 @ Jul 8 2012, 11:28 AM)
how you lost your credit card?
get a new one already at the treatfair?
No, lost card cannot issue on the spot

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