QUOTE(jerrymouse @ Jul 3 2012, 05:11 PM)
wau..just over the week never check this post then aly 10+ pages ><
Anyway here is my reply from bank (all with DIBS):
Ambank - Got loan approved(with LO)
- BLR-2.4% , 90% loan with MAX 40 years
- one condition, must include MRTA if not loan amount is 85%
- semi-flex or fully-flex is available
- lock in 3 years
Al-Rajhi - BLR-2.45%, 90% loan with MAX 40 years
- only normal loan (no fully and semi-flex)
- MRTA/MLTA is optional
- never proceed as banker inform process might take a while
- no lock in
HLB - BLR-2.4%, 90% loan with 40 years
- semi flex or fully-flex available
-MRTA/MLTA optional
- lock in 3 years
- got approved and sign LO
UOB - only up to 80% loan
- rejected so dont know much about the detail
OCBC - quota full, next week only can start process loan (not sure for
me only or apply to rest of applicant)
- BLR-2.4%, 90% loan with max 38 years
- lock in 3 years
If you need any information about respective banker let me know, I will PM you.
HLB are you sure loan with 40 years ? so far I did check with HLB they said only max 30 yearsAnyway here is my reply from bank (all with DIBS):
Ambank - Got loan approved(with LO)
- BLR-2.4% , 90% loan with MAX 40 years
- one condition, must include MRTA if not loan amount is 85%
- semi-flex or fully-flex is available
- lock in 3 years
Al-Rajhi - BLR-2.45%, 90% loan with MAX 40 years
- only normal loan (no fully and semi-flex)
- MRTA/MLTA is optional
- never proceed as banker inform process might take a while
- no lock in
HLB - BLR-2.4%, 90% loan with 40 years
- semi flex or fully-flex available
-MRTA/MLTA optional
- lock in 3 years
- got approved and sign LO
UOB - only up to 80% loan
- rejected so dont know much about the detail
OCBC - quota full, next week only can start process loan (not sure for
me only or apply to rest of applicant)
- BLR-2.4%, 90% loan with max 38 years
- lock in 3 years
If you need any information about respective banker let me know, I will PM you.
Ambank no such thing as compulsory MRTA, you can take the offer letter first, then you insist they take out MRTA or else you can proceed complain to bank negara and show them offer letter, because that particular agent against bank negara rules, I hope those agent out there read this do what's ethical only your career can last longer...
Jul 3 2012, 05:17 PM

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