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 Zeva suites @ Seri Kembangan, by Trinity Group

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jacob888
post Jul 3 2012, 05:17 PM

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QUOTE(jerrymouse @ Jul 3 2012, 05:11 PM)
wau..just over the week never check this post then aly 10+ pages ><
Anyway here is my reply from bank (all with DIBS):

Ambank - Got loan approved(with LO)
            - BLR-2.4% , 90% loan with MAX  40 years
            - one condition, must include MRTA if not loan amount is 85%
            - semi-flex or fully-flex is available
            - lock in 3 years

Al-Rajhi  - BLR-2.45%, 90% loan with MAX 40 years
            - only normal loan (no fully and semi-flex)
            - MRTA/MLTA is optional
            - never proceed as banker inform process might take a while
            - no lock in

HLB      - BLR-2.4%, 90% loan with 40 years
            - semi flex or fully-flex available
            -MRTA/MLTA optional
            - lock in 3 years
            - got approved and sign LO

UOB      - only up to 80% loan
            - rejected so dont know much about the detail

OCBC    - quota full, next week only can start process loan (not sure for
              me only or apply to rest of applicant)
            - BLR-2.4%, 90% loan with max 38 years
            - lock in 3 years

If you need any information about respective banker let me know, I will PM you.
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HLB are you sure loan with 40 years ? so far I did check with HLB they said only max 30 years
Ambank no such thing as compulsory MRTA, you can take the offer letter first, then you insist they take out MRTA or else you can proceed complain to bank negara and show them offer letter, because that particular agent against bank negara rules, I hope those agent out there read this do what's ethical only your career can last longer...
jacob888
post Jul 3 2012, 07:11 PM

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QUOTE(colenz @ Jul 3 2012, 05:45 PM)
Got the reject letter from AMBANK today.... Still no new from other bankers yet..... Seems like many mortgage issues...
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bro they send you email or letter ?


Added on July 3, 2012, 7:12 pmnow just want to get 2 reject letter than I can out of this mess

This post has been edited by jacob888: Jul 3 2012, 07:12 PM
jacob888
post Jul 3 2012, 07:59 PM

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QUOTE(colenz @ Jul 3 2012, 07:50 PM)
I got an email from them! You have no more interest in this project?
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I think twice Kenya reject might be good also
jacob888
post Jul 4 2012, 09:29 AM

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yeah walle gor pay me rm5k I am willing to let go....
jacob888
post Jul 4 2012, 09:57 AM

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QUOTE(investgal @ Jul 4 2012, 09:45 AM)
u mean extra RM5k which is not for the booking fees? hahaha..


Added on July 4, 2012, 9:46 ami saw another thread OUG parklane alot units letting go.. =.=
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no lah, just give me my deposit 5k back is enough....
jacob888
post Jul 4 2012, 10:32 AM

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I got ambank reject letter ....
Al rajhi still waiting... no respond even sms him yesterday...
maybank same
ocbc same
alliance same
u guys face the same issue as me ?
jacob888
post Jul 4 2012, 11:22 AM

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QUOTE(Wk24 @ Jul 4 2012, 11:08 AM)
should congrat you at least got 1 reject letter on hand now. XD
Am waiting Ambank to come back. Most likely will got reject too because they include 20% from Gross salary as expenses.

Al-Rajhi still waiting too.. Chase til the officer remember me.

Did you try on Bank of China? They offering DIBS as well.


Added on July 4, 2012, 11:09 am

get escort service... XD
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Yes, was reject by ambank because of 20% expenses.... WTF is this the new rules ? first time I heard... rclxub.gif rclxub.gif rclxub.gif
jacob888
post Jul 4 2012, 01:25 PM

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QUOTE(alakazoom @ Jul 4 2012, 01:22 PM)
HLB verbally confirmed my loan is only 85%
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this's suck, everything no finalize ask me to sign s&p
jacob888
post Jul 4 2012, 01:45 PM

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QUOTE(alakazoom @ Jul 4 2012, 01:42 PM)
Yea..the reason given was their 90% loan package no more quotas already..
Now all approve will be 85% only..
Leave me with no choice already and I'm typing the cancel and refund letter.
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me too, but now I only got 1 reject letter, how
jacob888
post Jul 4 2012, 02:04 PM

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QUOTE(Wk24 @ Jul 4 2012, 01:55 PM)
Jacob dai gor, your ambank rejection is by email or letter?
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email
jacob888
post Jul 4 2012, 04:47 PM

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QUOTE(cheese12 @ Jul 4 2012, 04:45 PM)
Anyone who is cancelling their Block B booking- pls do PM me. I am interested. Thank you
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I think is very difficult for u to secure a loan... better check with ur banker first
jacob888
post Jul 4 2012, 04:53 PM

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QUOTE(investgal @ Jul 4 2012, 04:49 PM)
hows your loan status now..? i now also headache...  rclxub.gif


Added on July 4, 2012, 4:51 pm

yes.. who the 1 lawyer is her/his friend..


Added on July 4, 2012, 4:51 pm

u plan to resell your unit?  tongue.gif
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So far no bank revert back..... only UOB & ambank
which UOB 80%, ambank rejected (because of 20% for living cost)
Now either get 1 more reject letter I'll straight call SA to cancel or give me a loan with 90% + DIBS (chances very slim)
jacob888
post Jul 4 2012, 07:23 PM

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now I just hope I can get 2nd reject letter, that's all
jacob888
post Jul 4 2012, 09:24 PM

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QUOTE(neoescundo @ Jul 4 2012, 08:47 PM)
bear in mind, you have to have 2 rejection letters from the PANEL bank, if you get other bank rejection letter, u wont get refunded. I got this info from SA


Added on July 4, 2012, 8:55 pminvestgal, no la, just wanna know only if i manage to secure the unit and keep for 3 years tongue.gif
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I don't see this clause in their booking form... are you sure must be from panel bank and 2 rejection ? If not we shall see them in consumer tribunal
jacob888
post Jul 5 2012, 10:37 AM

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wah, this's suck....
Call alliance bank not yet finalize...
call al rajhi bank don't even want pick up phone, sent sms also no replied
ocbc quota full don't want to issue reject letter
maybank said no DIBS....


Added on July 5, 2012, 10:43 amupdated- al rajhi bank off the phone already
uob 80% loan don't want issue reject letter
OCBC also don't want issue reject letter
maybank said will try but maybe useless cos they're not panel
alliance said will try
ambank received reject letter


This post has been edited by jacob888: Jul 5 2012, 10:43 AM
jacob888
post Jul 5 2012, 10:57 AM

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QUOTE(bpay14 @ Jul 5 2012, 10:56 AM)
HLB ler??  rclxub.gif
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HLB don't even want to submit my documents, said their loan only max 30 years, my income not sufficient
wahaha
jacob888
post Jul 5 2012, 11:04 AM

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QUOTE(bonkers28 @ Jul 5 2012, 11:00 AM)
why so negative....just try oni ma

i also thot my meagre income kenot sustain...banker oso told me try first la...3 yrs time surely gaji got increase ma
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the problem is nowsaday those agent really lazy fella see their chances lower then don't want proceed already...
jacob888
post Jul 5 2012, 11:11 AM

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QUOTE(jerrymouse @ Jul 5 2012, 11:08 AM)
Hey congratz to you too smile.gif I am going to Midvalley to sing my S&P , may I know who is your solicitor?
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dunno is good thing or bad thing.... imaging after 3 yrs completed all can't get 90% loan for resell value...
jacob888
post Jul 5 2012, 01:14 PM

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QUOTE(Wk24 @ Jul 5 2012, 12:27 PM)
may i know who you deal w for Al-Rajhi? The manager Johnny is quite helpful.
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different person
jacob888
post Jul 5 2012, 07:16 PM

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QUOTE(Wk24 @ Jul 5 2012, 04:39 PM)
hello good day. apply with you can process faster ka? see previous posts, we follow up until banker no answer call, no reply sms, end up off mobile. buyer stress til max.  rclxub.gif
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rclxms.gif rclxms.gif rclxms.gif


Added on July 5, 2012, 7:20 pm
QUOTE(Zer07 @ Jul 5 2012, 06:44 PM)
But as I read in the previous post they say that the bankers cannot 'force' you to buy it
It is optional
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Yes if banker said its compulsory what u can do is get the offer letter then request to take out mrta otherwise will complain to bank negara, see what the agent say

This post has been edited by jacob888: Jul 5 2012, 07:20 PM

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