Yup, I feel the same as you...
OCBC quota full...
HLB can't offer up to 90%...
Others bank so far never get back, like ghost.... all hilang no news no sms no call (even I sms them)
die lor
   

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Added on July 3, 2012, 4:43 pmI think we're f***ed up

wau..just over the week never check this post then aly 10+ pages ><
Anyway here is my reply from bank (all with DIBS):

Ambank - Got loan approved(with LO)
            - BLR-2.4% , 90% loan with MAX  40 years
            - one condition, must include MRTA if not loan amount is 85%
            - semi-flex or fully-flex is available
            - lock in 3 years

Al-Rajhi  - BLR-2.45%, 90% loan with MAX 40 years
            - only normal loan (no fully and semi-flex)
            - MRTA/MLTA is optional
            - never proceed as banker inform process might take a while
            - no lock in

HLB      - BLR-2.4%, 90% loan with 40 years
            - semi flex or fully-flex available
            -MRTA/MLTA optional
            - lock in 3 years
            - got approved and sign LO

UOB      - only up to 80% loan
            - rejected so dont know much about the detail

OCBC    - quota full, next week only can start process loan (not sure for
              me only or apply to rest of applicant)
            - BLR-2.4%, 90% loan with max 38 years
            - lock in 3 years

If you need any information about respective banker let me know, I will PM you.

guys, OxBC has not fully completed the empanelment process for this project for phase A (phase B is done though). So for those interested to buy and in great hurry to sign the deal, you can try other banks first. sorry for the inconveniences

So far anyone has done the S&P and loan agreement sign off?

my banker say the same thing. her name eunice

bro.. same thing for me.
If your bank loan approve, you don't worry about it.
You got to worry about the rate though. Hope we would hear from him soon

Did you apply other banks? At least you got options to compare later..
The way the discussions in the forum goes.. we don't have much options left:-
1) Ambank
2) HLB
3) UOB (only 80 percent DIBS)

Others has some issues in one way or another:-
4) Alliance (no DIBS)
5) Maybank (no DIBS)
6) OCBC (no more quota)
7) Al-Rajhi (longer processing time& there is different way of calculating interest and terms and conditions)

I got no idea about these 2:-

8) Bank of China
9) MBSB 

Hope it helps

Cheers

this is what the banker told me this morning.

est your repayment amt for this loan + your current commitment + 20% living cost (which is 20% fr Gross salary) / total net salary

if the percentage > 60%, then little hard to get.
if yours approved, likely you below 60% kut...

so far only ambank i heard this 20% living cost that they take into calculation. they said everyone will hv monthly expenses worrr...

wah, this's suck....
Call alliance bank not yet finalize...
call al rajhi bank don't even want pick up phone, sent sms also no replied
ocbc quota full don't want to issue reject letter
maybank said no DIBS....

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Added on July 5, 2012, 10:43 amupdated- al rajhi bank off the phone already
uob 80% loan don't want issue reject letter
OCBC also don't want issue reject letter
maybank said will try but maybe useless cos they're not panel
alliance said will try
ambank received reject letter

Bro.. oldsilver

i was laughing my ass out reading your comment about underwear.
I hope to get some discount.
The loan lawyers must be the same one with SPA lawyer to get the SPA right?

About after 3 years.. the MEX will be completed. 20km(20mins) to KLCC is not bad :-D
Go Cyberjaya 15 mins
Puchong IOI maybe 20 mins.
Putrajaya 20 mins

Disclaimer: The timings above are based on "NO TRAFFIC JAM" situations
Disclaimer for disclaimer: which part of KL got no jam except for cyberjaya/putrajaya

yes, you need to follow up with the lawyer/banker on signing of the loan docs.  I signed S&P and paid balance last week and gonna sign the loan docs next week.

you are not alone my friend.
same here 

i checked with my lawyer. i told her my purchase price. my loan amount and she pop come out with quotation for me.

if your lawyer lazy, u tell her/him that u need to prepare money to pay so better give quotation. if not HUTANG. wakkaka

Amount secured or financed (LOAN AMOUNT)
Scale of Fees :
For the first RM150,000: 1.0% 
For the next RM850,000: 0.7%

For the principal instrument: Full scale fee

For each subsidiary instrument: 10% of scale fee (subject to a minimum fee of RM200 and a maximum fee of RM1,000)

e.g. loan sum RM350,000
RM100,000 x 1% = RM1,000
RM250,000 x 0.7% = RM1,750
Legal fee for principal instrument = RM2,750 (RM1k + RM1,750)
Q: what is principal instrument?
A: the main loan document (e.g. Facility Agreement)

THEN, Q: what are subsidiary instruments?
A: Deed of Assignment

In this example, the legal fee is:
1) principal instrument RM2,750
2) PLUS subsidiary instrument RM275 (for each subsidiary instrument)
[Q: why RM275? Q: 10% of RM2,750 (min RM200; max RM1000)]
3) other miscellaneous docs

Note: the aboe are only legal fees, NOT including disbursements such as courier, fax/phone calls, postage, etc.

Typos, thanks for pointing out.

RM150,000 x 1% = RM1,500
RM200,000 x 0.7% = RM1,400
That's RM2,900 for the principal instrument. (legal fees only, excluding disbursements such as stamp duty, etc)
So, each subsidiary instrument will be RM290.

No worries, lawyer will ask u to fax the 1st few pages of your LO which states amount and details, then they will provide u the quotation.

come on house owners...just pm me...wont cost u guys 1 cent..

buying a property is not like buying cars..RO seems to know smthg.. not sure how serious it is or true...but worth considering it or doing some research..dont want ur property end up like phase1 nusaputra.. well it will be nice if he would like to share it...

well...i said enough. No need to tell too many things that ppl dont want to listen..cya..

Some suggestion, is it better to have a group rather than fan page on Facebook? Just my 0.02ringgit.