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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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shawnk
post Apr 8 2012, 07:37 AM

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QUOTE(silkysilk @ Apr 8 2012, 04:39 AM)
hei guys, just wan to know more, maybank 2 card better or titanium ocbc card better?

myb2c
5% cash back only applicable on weekends (amex)

ocbc
cash back everyday but not all stores r 5%, some 1%

any more than that?
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A detailed comparison between MBB 2 C and OCBC Titanium card by Gen-X.
http://generationsxyz.blogspot.com/2012/02...an-express.html

This post has been edited by shawnk: Apr 8 2012, 07:38 AM
shawnk
post Apr 18 2012, 07:15 PM

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QUOTE(kayubalak @ Apr 18 2012, 05:05 PM)
Hey guys,

have been trying to get a credit card lately, but have been rejected by cimb twice and public bank once..

current basic salary rm2500 since february, last year to january 2012 rm2200.

however on top of it i have mileage claims and commission based on sales collection, which means my salary is different every month..

i have submitted all my documents needed to them:

payslip
ea form
epf statement 2011-2012
credit card form
i/c copy

extra info: i am not in any blacklist, as i have not taken up any personal loans. However, there those who say that becoz i do not have loan that i can't get a credit card  rclxub.gif

only loan i do have is ptptn  tongue.gif

can someone guide me where i am going wrong with my application? thanks..
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Documents requirement for CC application defers from bank to bank, if you have provided yours I think the best is to contact the bank customer service and see if they can provide you a reason for rejecting your app.
shawnk
post Apr 20 2012, 01:29 PM

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QUOTE(sj0217 @ Apr 20 2012, 12:30 PM)
Hey,

I would like to ask u guys, have u experience before when bank call for verify your cc application?

Actually I have applies one bank of cc in two weeks ago, and get a call from bank that to ask my home address.

The problem is that I was mentioned incorrect address that not same as what I fill up in the application form of address  doh.gif

would it be reject for final status? or they just asking?

Your reply will be much appreciated...
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You might need to fill up a new application stating the correct address.

EDIT: Really depending on how strict the bank is

This post has been edited by shawnk: Apr 20 2012, 01:35 PM
shawnk
post Apr 23 2012, 07:04 PM

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Does bank reveal our personal information to the merchant when we use our credit card online?
shawnk
post Apr 24 2012, 04:54 AM

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QUOTE(hye @ Apr 23 2012, 10:00 PM)
No. Not supposed to. There's some info exchanged but it is more towards verification purposes and that's done electronically with the merchant having zero visibility on the info exchanged.

What's yr concern ?
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The merchant claimed that I may have wrong billing address and requires me to fax in my billing address to confirm. I guess it's more towards verification than wrong billing address in this case. Thanks.
shawnk
post Apr 29 2012, 06:34 PM

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QUOTE(WaCKy-Angel @ Apr 29 2012, 05:16 PM)
U can always bring ur cars to the station and pass the card to cashier and pump all ur cars together, then only the cashier will charge the card as 1 transaction.
Using card at pump also can , just dont hang the pump back to the holder.
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Wei like that so troublesome... need 3 drivers!
shawnk
post Apr 29 2012, 10:50 PM

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QUOTE(ronnie @ Apr 29 2012, 09:58 PM)
Pump on subsequent days lah.... don't tell me the petrol tank always empty on same day ?
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Agree, was commenting on wackyangel's suggestion to pump all cars in a single transaction.
shawnk
post Apr 30 2012, 11:34 AM

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QUOTE(WaCKy-Angel @ Apr 30 2012, 11:03 AM)
doh.gif  doh.gif

Got 3 cars logically should have atleast 2 drivers lor.... 2 round in 1 day also can what?
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The issue of the original poster is, you can't swipe more than 1 transaction. Can't do that with 2 rounds in a single day.
So 2 or 3 rounds like I mentioned it's troublesome. Remember he has 3 cars.

This is getting no where to assist the original poster so I'll stop here.

This post has been edited by shawnk: Apr 30 2012, 11:43 AM

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