Hello, few days I ago I applied for citibank clear card.. the idea to apply citibank clear card is due to low annual fee and I want to do Balance Transfer.

Later, CS called and forward all the document.. I filled in and submit. Later I notice the BT rate is 9.9%. I'm careless since I did not read it carefully. CS said she will submit my application by tomorrow morning.

Is it wise for me to cancel or just keep it? Please advice

Yes. that's what I'm planning to do. It purely for BT and I might keep the card in my lock. heh.

So, assume my debt float between 5k - 6k (keep using) in debt and my minimum payment is 250. If I pay promptly every month 500 (my debt still floating cause I'm using it), do I still fall i 13.5 or 17.5? I never miss my payment (Rm500) before due date.



I dont think I quite understand table above

This post has been edited by saksoba: Jun 18 2012, 08:35 PM

May I know if it possible for me to call them and check my tier interest rate?