I have noob question. I have car loan with Public Bank, can use my car loan to back up my CC application.

Thanks

That is exactly what the SA told me, 6 months to re-apply but CS say 3 months. Looks like in maybank every staff got their own policy. I am now applying from public bank and using my car loan to back up my application.

This post has been edited by razifrahman: Sep 2 2013, 03:37 PM

Yes I am. I'll wait for six months then re-apply. Meantime I am applying a cc from public bank. I am going to Hongkong in nov and i need a cc.

This post has been edited by razifrahman: Sep 4 2013, 07:32 PM

Recently, I applied for a credit Card from PB using my car loan as a backup. In my application form I ticked 2 boxes that visa gold or mastercard gold because t thought is either one. All i need is one card, so will they approve both or just give me one card or reject my application. I need to hear the opinions of the sifus here.

I tick for visa and mastercard. Ok, thanks.. i will inform them but what the difference will they share a single credit limit.