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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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raptar_eric
post Jun 21 2012, 01:58 AM

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dear all, my friend has recently approached the maybank CC centre in 1U, and inquired regarding obtaining a credit card without pay slip... the support there claimed that CC can be applied as long as there is strong financial funding in your FD/savings (ranging from 20k-70k)... anyone have got any idea about it?
raptar_eric
post Jun 21 2012, 12:41 PM

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QUOTE(fly126 @ Jun 21 2012, 03:16 AM)
MAYBE, YES and NO....  hmm.gif
For MY CASE, I apply GOLD CARD (April 2011) at HSBC Am,
I get my 1st credit card  from them with CL 5K...  tongue.gif
Later I transfer my FD 20K from other bank to HSBC,
Believe or not I been upgrated to Platinum Card Holder with CL 13K (April 2012) laugh.gif
*
So what are the criterias that must be met when you apply the gold card? Anyway, got some info from milesnmore regarding FD being tied down to the bank even if it's possible to apply... so is yours being tied to the bank, since you dont have any payslip?
raptar_eric
post Jun 29 2012, 02:38 AM

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QUOTE(Dkck @ Jun 27 2012, 07:46 PM)
Another question,

Which bank nowadays that i can request for credit card without the need of showing income document if i place FD over them?

*If I place 15k FD
*
i contacted maybank before, and they say its POSSIBLE to get a CC provided you pledge your FD with them.. with the amount 15k, i don't think they will give you a good amount for credit limit... maybe 2-3k max (i think).... but it's possible lah, you should go to any nearest bank branches and consult them smile.gif diff branches have diff verdicts depending on branch manager smile.gif

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