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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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louislw
post Aug 20 2012, 10:16 PM

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guys i got one question... recently mum had bought me a new house which the loan is under me and my mum name... loan got approved... so the guy asked me do i want credit card.... i told him i got no income or anything cuz im still a student... he say its a pre approved card... isit true i can get a credit card?
louislw
post Aug 21 2012, 12:24 AM

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QUOTE(fly126 @ Aug 21 2012, 12:11 AM)
Sure, they can give you credit card (except you are under 21 years old)
most bank will offer credit card to person having car loan, housing loan ect... with them
Does you mom also got this offer from bank...??? blink.gif
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cuz the loan is under my mum and my name... im the first priority..... so i will get it even i dun have income? XD sorry noob here
louislw
post Aug 21 2012, 12:38 AM

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QUOTE(fly126 @ Aug 21 2012, 12:35 AM)
Is package together loan+ credit card but u can reject it also, not necessary to accept it...
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lol... actually... i want it... thts y i ask.. cuz all my fren told me... if u have loan with them sure u will get CC even no income.. weird duh
louislw
post Aug 21 2012, 12:45 AM

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ya got FD o.0


Added on August 21, 2012, 12:47 am
QUOTE(ronnie @ Aug 21 2012, 12:44 AM)
Remember that there's a RM50 Govt Service Tax.
How are you going to pay your CC bills without income ?
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dun worry.... i got work but no pay slip oni haha

This post has been edited by louislw: Aug 21 2012, 12:47 AM
louislw
post Aug 21 2012, 12:54 AM

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ok thx fly126 for the info
louislw
post Aug 21 2012, 12:59 AM

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QUOTE(ronnie @ Aug 21 2012, 12:57 AM)
Not all CC are created equal... only go for the good ones like OCBC Titanium MasterCard or Maybankard 2 AMEX
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ok thx ronnie.. noted

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