Jun 25 2012, 07:36 PM
QUOTE(kazekage_09 @ Jun 25 2012, 05:46 PM)
Thank you for your explanation.
So the 0% interest installment plan really, absolutely means 0% interest? No hidden charges what so ever?
Does it make you wonder why the bank come out with credit card and the 0% interest benefits etc if it doesn't give them profit?
So instead of applying for loan from the bank which guarantee comes with interest, I just can apply 4-5 credit cards, use them and convert plan to 0% interest?
Lol. Common sense abit la brother. So the 0% interest installment plan really, absolutely means 0% interest? No hidden charges what so ever?
Does it make you wonder why the bank come out with credit card and the 0% interest benefits etc if it doesn't give them profit?
So instead of applying for loan from the bank which guarantee comes with interest, I just can apply 4-5 credit cards, use them and convert plan to 0% interest?
Those that take personal loan, dont usually take it to buy material stuff. They could be taking for their own business, family member usage and so on. How to swipe cc for those stuff?
For everyway a bank dun earn from u, there is another way to earn from u or other ppl. Say for example, u like the cc coz u get the 0% Interest Installment for some stuff, however, once u got the card, u dun usually solely use it only for that. Perhaps u do some shopping and stuff with it. From those, the bank actually earn from the merchants.
Somemore, mind u. Not all stuff can be paid in installment with 0% interest.
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