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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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Ricky300
post Jul 18 2013, 12:23 PM

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QUOTE(jern25 @ Jul 18 2013, 12:22 PM)
may i know which bank offer a credit card that accept 30k annual salary?
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Quite a lot.

Minimum requirement is 24k per annual.
Ricky300
post Jul 18 2013, 12:25 PM

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QUOTE(HughieRmX @ Jul 15 2013, 11:28 AM)
Guys,
I was wondering does cancelling credit cards will affect the credit rating of a person ? I am planning to cancel 2 cards at the same time. Not much usage and sort of like dragging me .. sweat.gif
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I won't affect your credit rating but bear in mind that once you cancelled your credit card, the record of these card will be removed from CCris report.

It will cause trouble for you especially when you are in the midst of applying a housing or personal loan.
Ricky300
post Jul 18 2013, 01:47 PM

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QUOTE(jern25 @ Jul 18 2013, 12:30 PM)
is it? because i've only tried maybank but they've increased it to RM36k annual income. can u suggest any bank with an attractive package/interest? i dont have any experienc with credit card before.
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Nope.

It is clearly stated in Maybank website.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards


OCBC annual income of 24k
http://www.ocbc.com.my/personal-banking/Ca..._cards_GoldVisa

Visit their website or read our thread here =)
Ricky300
post Jul 18 2013, 02:42 PM

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QUOTE(jern25 @ Jul 18 2013, 02:40 PM)
i know. i went to Maybank KL Sentral, and they told me that they have increased it and the website must not yet updated. need to go and check at other branch i think.
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If you have time, can always visit their maybankard centre at One Utama, The Garden.
Ricky300
post Jul 18 2013, 02:55 PM

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QUOTE(jern25 @ Jul 18 2013, 02:46 PM)
the garden, midvalley? btw,i intended to use the card for easy payment method ( the instalment payment). is all card can be used for it or just some card can be used? sorry for such a noob question.
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Yes. There is a maybankard centre at level 3 (if i not mistaken, can't recall the exact floor)

It depends on the merchandiser whether they offers such plan for the banks.

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