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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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Human Nature
post Jul 24 2012, 09:56 PM

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Can we pay Quit Rent (Cukai Tanah) at TMpoint using credit card?
Human Nature
post Jul 25 2012, 12:16 PM

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Indeed it is, very comprehensive. Recommend new card users to give it a read.
Human Nature
post Jul 27 2012, 01:17 PM

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QUOTE(solsekuin44 @ Jul 27 2012, 01:04 PM)
How to increase Maybank CC limit? I can decide or is it up to the bank's consideration?
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There is a CL increase request from at Maybank's website. You can state the increase amount but final decision is up to Maybank.
Human Nature
post Jul 27 2012, 01:31 PM

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QUOTE(solsekuin44 @ Jul 27 2012, 01:25 PM)
Thanks, I already downloaded the form. But didn't see any part that allows me to state the amount desired hmm.gif
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My bad, it's a new form. Take note on clause 2 & 3 of the T&C.
Human Nature
post Jul 27 2012, 07:18 PM

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Something like this case?
http://forum.lowyat.net/index.php?showtopi...&hl=credit+card

This post has been edited by hye: Jul 27 2012, 10:06 PM
Human Nature
post Jul 27 2012, 07:41 PM

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not a professional here, maybe you can try waiting for other suggestion or refer to http://www.akpk.org.my/

This post has been edited by hye: Jul 27 2012, 10:06 PM
Human Nature
post Jul 31 2012, 09:30 PM

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QUOTE(firewire @ Jul 31 2012, 09:22 PM)
hi all, i remembere there was a road show thread, where it went to? thank you.
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There you go:
Credit Card Sign-up Booths, Temporary booths at shopping malls (Credit Cards)
http://forum.lowyat.net/index.php?showtopic=1916038&hl=booth


Human Nature
post Aug 5 2012, 05:22 PM

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QUOTE(bennyt @ Aug 5 2012, 05:20 PM)
I wan to ask for foreign bank CC (eg. Citibank & UOB), do I need to call to card centre to activate for oversea use? Cos Local bank need to do so.
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The purpose of calling is not actually to 'activate', but to inform the bank that you might be using the CC overseas to avoid card being rejected and so on. No difference between local or overseas bank as Citibank and SCB often ask me when is my exact travelling date.

This post has been edited by Human Nature: Aug 5 2012, 05:23 PM
Human Nature
post Aug 8 2012, 11:19 PM

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QUOTE(vinvon23 @ Aug 8 2012, 11:11 PM)
wanna know how the bank usually give credit limit? Let say if with 2 cc then credit limit is about 30% of the annual income does this consider low or high CL? does high credit limit affect approval of a new cc?
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For cardholders earning RM36,000 per annum and less, the maximum credit limit extended to a cardholder shall not exceed two times their monthly income per issuer.
Human Nature
post Aug 14 2012, 07:33 PM

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QUOTE(dig_dug @ Aug 14 2012, 05:21 PM)
at first I am worry but after that he sent me a mail using his ocbc email address only I dare to proceed to sent my details to tat guy.
I didnt request him to pm me, He c i drop some comments asking for the ocbc CC I think....
a bit worry
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What you can do now is to contact OCBC call centre and ask if there is any record of your application. Then maybe verify whether that guy is working for bank or just an agent.
Human Nature
post Aug 25 2012, 11:49 AM

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QUOTE(TSOM @ Aug 25 2012, 11:23 AM)
A few years ago salesman used to apply credit cards for customers without the need of a payslip as long as they hold other credit cards for a year or so.. Are they still doing this now?
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Not allowed under Bank Negara ruling anymore.
Human Nature
post Aug 29 2012, 06:29 PM

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QUOTE(patienceGNR @ Aug 29 2012, 06:16 PM)
Hi, I have questions regarding this service of AEON's credit service. I myself (and my family, dad, mum) have never used credit card before as to what happened to my uncle, well - you know.

But now I'm grown up and my dad has never used credit card, he doesn't know a wee bit about this. I have the moolah but I do not want to spend one lump sum on a product costing a thousand or more.

Case is like this now : I am interested in buying a new TV, a 32" or 40" LCD/Plasma/LED TV for the family, again, I do not want to pay one lump sum. So how does this HERE service work? I do not have a credit card myself and have no plans for that yet.

I need enlightenment from the seniors and the wise elders. Thank you.
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Hi, i dont think that is under credit card.

You may have a look at this current promo by Maybank:
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Applicable to selected Jusco store.
Human Nature
post Aug 29 2012, 06:41 PM

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QUOTE(patienceGNR @ Aug 29 2012, 06:31 PM)
Was redirected by MilesAndMore here sweat.gif

Anyways, this Maybankard is credit card. Which is quite not the answer I'm looking for..
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Haha coz you write there credit card. Anyway, have you read this FAQ?

http://www.aeonmalaysia.com.my/acs/af/kona...q07&page=page-2
Human Nature
post Aug 29 2012, 06:57 PM

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QUOTE(patienceGNR @ Aug 29 2012, 06:46 PM)
p/s : paying the monthly $ is not the problem, only thing is how to get installment tongue.gif
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Here's 'how to apply'
http://www.aeonmalaysia.com.my/acs/af/kona...811#page=page-3

I think you can head over to Aeon CS credit counter and ask them to explain how it works and the calculations.
Human Nature
post Aug 30 2012, 02:20 AM

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QUOTE(copyninja4 @ Aug 30 2012, 01:21 AM)
Sifu pls help : NOob Question

Outstanding balance:  RM1300 (RM1000 + RM300)
Statement balance:  RM1000
Payment due date:  17 September 2012
Statement date:  28 August 2012

If i purchased something (RM300) using CC on 28th August (same day as my statement date), in order to avoid interest, should i pay all RM1300 before 17th September, or just RM1000?

Thanks
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From your example, you only need to pay the statement balance of RM1000 before the due date. The RM300 will be reflected in your next statement.
Human Nature
post Aug 30 2012, 11:14 PM

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QUOTE(bylone @ Aug 30 2012, 10:41 PM)
The only proof they got is the phone call for verification.
Nvm, i cancel both of the card d...
Thanks anyway.
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i will still lodge a complain to Bank Negara, too many deceiving agents around. Need to teach them a lesson.
Human Nature
post Sep 2 2012, 02:13 PM

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QUOTE(AgnesB @ Sep 2 2012, 01:54 PM)
I would like to ask regarding cash advancement, if i withdraw amount of cash within the credit limit, and i repay it back after one week , should i subject to interest? If so how it charge?i using citibank clear card
Thx
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Cash Advance 5% of cash amount (min RM 20) and 18% per annum daily interest
Human Nature
post Sep 8 2012, 12:47 PM

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I was charged two times for a transaction. First swipe failed but it went through anyway, so no slip. After receiving 2 sms alerts, I confirmed the double charge with SCB SC and CL deduction from online banking. The SC said this is between me and the merchant. Is this correct?

The merchant claimed there is no record of double charge after doing the 'closing' of credit card accounts and will have to check with the e-pay vendor for full record. This may take several days.

The funny thing is, the merchant will do refund by crediting the amount to my saving account insread of doing reversal from my credit card. At the same time, I have also flagged the double charge.

This post has been edited by Human Nature: Sep 8 2012, 12:48 PM
Human Nature
post Sep 8 2012, 02:10 PM

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^ ok thanks, the merchant is already checking and i only signed one slip so it is ok i guess.
Human Nature
post Sep 8 2012, 05:41 PM

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QUOTE(saigetsu @ Sep 8 2012, 05:28 PM)
Hi first of all i am noob in credit card... i just applied and got mu card 2day.. mbb amex dual card visa. This is my first cc. Because they promise me siap within 60 mins, i just wait and ta da got the card.

The officer just gave me the card and Said thanks.

I am too happy just left klcc and heading to sogo... then thousand of questions pop out.

1. How can i knoe my status debt? If thru mb2u...
2. I dun have pin number for my both cards... how can i reg mb2ubat atm liddat ?
3 i rember my sis goy ecure code when she uses cc to buy flight tickey.. how do i knoe thse things
5 when is my bolling dat
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1. Call CS or through M2U
2. Go to any Maybank branch and ask the staff to assist.
3. Refer to the link below:
4. You missed out question 4
5. Call CS or through M2U

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by Human Nature: Sep 8 2012, 05:42 PM

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