QUOTE(R80 @ Jul 22 2013, 10:08 AM)
I don't think that is considered a card upgrade or downgrade. Regardless of that, the RM50 GST will be charged.Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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Jul 22 2013, 10:11 AM
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#181
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26,524 posts Joined: Jan 2003 |
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Jul 23 2013, 01:07 PM
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#182
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26,524 posts Joined: Jan 2003 |
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Aug 2 2013, 04:35 PM
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#183
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QUOTE(RudeFatty @ Aug 2 2013, 04:04 PM) QUOTE(Ketchum @ Aug 2 2013, 04:16 PM) Actually it depends on the income eligibility.For cardholders earning RM36,000 per annum and less, cardholders can only hold credit cards from a maximum of two issuers. Note that it is two issuers, not two cards. |
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Aug 7 2013, 12:29 PM
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#184
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QUOTE(richygirl88 @ Aug 7 2013, 12:13 PM) I am new to credit card. If i make a "minimum payment" for my credit card and i still got the balance, will it affect my CCRIS report? Read up this post#14:https://forum.lowyat.net/index.php?showtopi...post&p=18584914 |
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Aug 7 2013, 05:36 PM
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#185
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26,524 posts Joined: Jan 2003 |
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Aug 7 2013, 08:19 PM
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#186
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26,524 posts Joined: Jan 2003 |
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Aug 13 2013, 05:55 PM
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#187
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QUOTE(RudeFatty @ Aug 13 2013, 02:39 PM) You can view the card if you have the online banking system provided it is auto-linked. Applicable to certain banks only.This post has been edited by Human Nature: Aug 13 2013, 05:56 PM |
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Aug 15 2013, 09:43 PM
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#188
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QUOTE(naav0340 @ Aug 15 2013, 09:27 PM) hi all, i just signup for RHB EVO credit card for about one month ago. I havn't swipe my card yet, but when i go to my RHB online banking account, there is a $50 in my outstanding balance and my available credit get deducted from $5000 to $4950. Can i know what does this mean? That is the RM50 service tax. |
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Aug 19 2013, 12:26 PM
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#189
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QUOTE(fruitie @ Aug 19 2013, 12:17 PM) Sigh. Got a car loan with AmBank and just received a SMS from them that my credit card is approved. I didn't even apply for it. Some will do this. You can actually lodge a complaint as BNM has prohibited the offering unsolicited pre-approved credit cards.Is this a norm for banks to do this if someone applies loan from their banks? |
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Aug 19 2013, 05:37 PM
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#190
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QUOTE(fruitie @ Aug 19 2013, 04:33 PM) In the end, someone from CS called me and just cancelled for me over the phone. That is good. They probably got worried that you might write in to BNM She also acknowledged that this is a pre-approved credit card and I didn't ask for it. I didn't hear them mentioning about credit card, if they do, I will definitely reject it. Anyway, the whole process of taking up loan, I didn't meet up with any bank officer. The dealer dealt directly with them and bank just called for verification. |
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Aug 20 2013, 02:37 PM
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#191
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QUOTE(hianz86 @ Aug 20 2013, 02:34 PM) I wondering why the heck they need the utility bills for? kinda tired gone thru preparing all the credit card for 1st time application here. Last time send all the document to the address provided, they say no receive. 2nd time lack of utility bills, i receive no notification from them until i call..., recently a lot of bank call...when i have my time to responded to the email...all the agents contacted me has resigned as sales agent. seriously getting tired of getting cc. Anyone let me know where should i apply to get reliable application and hassle free process? Direct apply to the bank, don't go through any agents la. Which bank? |
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Aug 20 2013, 02:49 PM
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#192
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QUOTE(hianz86 @ Aug 20 2013, 02:46 PM) I tried UOB and Citibank. Public bank wanna offer me card, but i was in the meeting that time, i terminated the call and they never call back. i just obtained my UOB card. You can pm me for the UOB staff's email if you are interested. Just recent, so she should still be there 1st time UOB appy thru bank near the Desa Park City branch. Required utility bills, but never informed me and the application expired? 2nd time, UOB agent say anything can contact her via email or sms. However, once i prepared the document, call and email never reply 3rd time, Citibank. When i free to response. She send me late june. i reply in the mid of July, and she has resigned 4th time, register online for OCBC. Let's see from there. Really tired with all this hassle. |
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Aug 20 2013, 02:57 PM
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#193
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26,524 posts Joined: Jan 2003 |
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Aug 23 2013, 06:07 PM
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#194
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26,524 posts Joined: Jan 2003 |
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Aug 23 2013, 06:15 PM
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#195
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QUOTE(nitezshiro @ Aug 23 2013, 06:12 PM) Thank you. I have called them and cancelled one of my card. You better check whether you will be charged with GST for that terminated card or not. Also, if you are not happy with this, you can file a complaint. It is time for the bank to stop this practice. In future, make sure you cancelled out the other cards in the application form.I was shocked when I received 2 UOB CCs. Cheers. |
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Aug 28 2013, 06:36 PM
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#196
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QUOTE(raul @ Aug 28 2013, 06:12 PM) got an offer from PBB card for lifetime annual fees waiver, and it had been approved by end of July, receive the statement by mid of Aug, and until now still haven't got the card yet! Write a complaint to Bank Negara. Remember to mention that you have contacted them 6 times but no remedial action.Have been called to PBB CS for 6 times, no-one can assists, if not because of the 0% BT, i will cancel this straight away!!! |
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Sep 1 2013, 10:48 PM
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#197
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Sep 2 2013, 10:47 AM
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#198
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QUOTE(minto13 @ Sep 1 2013, 09:54 PM) Do you think I should get an Air Mile card? Sorry because dumb question. This is my first oversea flight. QUOTE(Human Nature @ Sep 1 2013, 10:48 PM) QUOTE(Gen-X @ Sep 2 2013, 10:11 AM) Get it for your entire family. it's FREE and got nothing to loose. Opps, i thought minto is referring to miles-linked credit card Even if flying with AA, get the Big Shot account. Now remember this, make sure for each individual use a different email account when signing up, e.g.. your wife and children as each individual will have their own account (for whichever airline). |
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Sep 2 2013, 09:23 PM
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#199
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QUOTE(apitzhnu @ Sep 2 2013, 09:11 PM) Hi I don't know whether I'm in the right thread or not. I'm still new in Credit Cards so I believe this question is a bit redundant to some of you guys 1) rebate will be credited on the 1st or 2nd of each month. you may use the rebate to offset the statement balanceBy the way I'm using Maybank 2 Cards (AMEX & VISA) 1) Last weekend I spend quite numbers of transactions. As I know, with AMEX I can enjoy 5% rebate. How do I get the rebate? Is it auto rebate immediately or take a while. Should I make payment first to my cards billing or wait until rebate first? 2) I'm planning to make EzyPay, so the monthly installment will be appear on my bill right? Thanks in advance! 2) yes |
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Sep 5 2013, 09:27 AM
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#200
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