For updates... i have just recently bought over an studio unit from tower 9, middle floor, 770 sq ft for RM86,000 (S&P price RM117k) which i find a good price as the condition of the unit is good.  I just need to spend RM1,250 for cleaning, washing, changing door locked and painting the whole unit.  Now it is confirmed that the tower 9 already have the strata title which many people still do not know. 

On loan, I applied from MBB and the bank issued me the LO to sign (rate not very good as small loan, it was BLR - 1.5% only) but i rejected as i could find a good rate of Personal Loan, although i need to pay a bit higher in installement but after some calculation, i found it is still worth  as i didnt need to pay the valuation report fees, save the legal fees from the loan documentation, can get the money within 2 weeks and no locked up period. 

While on African issue, so far i went 5 times there, saw African there but not too many of them, arround 10 - 15.  Anyway, they seem ok and never disturb us.  In tower 9, there are 4 units at the lobby, 2 are mini markets which respectively manned by local mamak and indian, 1 untit for management office and another is a computer service center run by African. 

We were informed that there is lesser African in V.hill if compared to last time which i am not sure.  Thru the conversation with the mangement there the unit in tower 9 were mainly owned by Singaporean but many have been sold to local recently.

Hope with more and more buying/selling transactions carried out in V.hill (esp tower 9), there should have more m.fees collected (old owner need to clear the outstanding amount and new owner continue to pay the m.fees), the place is well maintained and has the chance to come out again and become a high class place to stay as it was supposed to be. 

Wait for this day to come.

cfa28, i took PL from Bank Islam, my monthly repayment is RM674 for 10 years tenure at RM60k loan amount, the interest rate is in daily rest and BLR-0.35, BI has few packages, the best one is this one and only offered to the staff of their approved listed company.  My employer is the in the list, so i am entitled for the package but the repayment must be via salary deduction and i must be the staff of my current company, if i resign, i have to pay a very high rate, 8% fixed. 

Compared to the term loan at BLR-1.5%, although my repayment is RM30+ lesser or RM4k+ in the total tenure of 10 years from this PL loan, but i could save valuation report say RM800, loan doc legal fees of RM2k, i only need to pay 1.2k more but i do not need to go thru all the hassle while waitng for the bank to disburse the money which sometime take more than 3 months.