Vios G loan RM 80K
BSN 2.45% fixed rate
Bank Islam 2.3% fixed rate
7 years loan
I went with Bank Islam however I had to pay for reducing term Takaful RM 474.40.
Latest Car Loan Rate 2012-2021| 2021
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 Oct 17 2023, 06:53 PM
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#1
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Senior Member
2,550 posts Joined: Jun 2010 From: Petaling Jaya, Selangor   
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Oct 18 2023, 09:11 AM
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#2
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Senior Member
2,550 posts Joined: Jun 2010 From: Petaling Jaya, Selangor
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QUOTE(cfa28 @ Oct 17 2023, 08:45 PM) The Takaful is good to have as security but not essential Yes you are correct but somehow Bank Islam insisted that I take the Takaful and they said its in their procedure. But to be honest I don't mind it. Its only a one off payment. |
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Oct 18 2023, 09:12 AM
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#3
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Senior Member
2,550 posts Joined: Jun 2010 From: Petaling Jaya, Selangor
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QUOTE(Icehart @ Oct 17 2023, 09:12 PM) Recommended to take if you're a family man. RM 474 for peace of mind in event of life changing event to your next of kin. Indeed. Plus factoring in the total amount to be paid I still save RM 365.60 as compared to BSN. So just took it without much argument. |
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