I plan to buy used myvi year 2005, what's maximum hire purchase tenure i likely can get? Planning to loan for rm 12k-15k.
Thanks in advance.
Latest Car Loan Rate 2012-2021| 2021
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 Dec 6 2014, 05:23 PM
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376 posts Joined: Nov 2006  
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Jan 1 2021, 09:29 AM
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#2
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376 posts Joined: Nov 2006
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QUOTE(Hoshiyuu @ Dec 16 2020, 05:34 PM) CIMB 4.08% 7 years, RM20000 loan, I saw the difference between actual price my heart so painful O my God, very high weh. not sure normal or kena rompak, agent say this is normal for high downpayment loans, comments welcomed...  Back in 2016, i got new Iriz, took rm20,000 loan too, 5 years though, i got 3.52% Maybank. Even at that rate, i felt dissatisfied, like i got cheated feel, I thought I've had MBB cc with clean record, never late, never charged interest, i had wanted at most 3.3%. This post has been edited by tokdukun: Jan 1 2021, 09:40 AM |
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Jan 1 2021, 05:17 PM
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QUOTE(Hoshiyuu @ Jan 1 2021, 05:02 PM) It seems like low loan amount and very short duration, its around the 3.0~3.5% range. Compared to yours my revised contract 3.28% for 7 years @ 20k doesn't seem too bad. Wah, you managed to nego it down to 3.28%? That's much better than before at least.1. Fixed salary income. 2. Clean with on going PTPTN. ( I've checked CCRIS a month before applying the loan ) 3. First loan, never had loan or credit card before. I'd imagine item 3 may contribute towards higher interest, but surely not to the 4.X range... |
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