most likely will be rejected.

best rule of thumb is, monthly loan repayment not more than 1/3 of your NET salary.
otherwise, you will suffer.

unless you got parents to pay for your living expenses and also higher DP. say 20-30%.

maybe your parent can be your guarantor... try those banks which u and parent have account with.. chances of getting may be higher...

Hi guys, just to share i got a 2.35% from rhb islamic for a 9 year loan (honda)

dear all gurus,

My salary net after deduction of EPF is 2400 + petrol allowance 450 per month

Commitment:
insurance 200
parents 300
parent's house 300
no smoking, no clubbing
not much time to spend as well cos work 6 days

should i get a viva 660 BX 26k? 3 yrs loan with D/pymnet 5k 

or a myv 1.3 auto EZi 49k? 7 yrs loan with D/pymnt 5k 

-need to travel from company to construction site.
-my study loan need not to pay back bcos got 1st class...
-will save 33k after 7 yrs if pick viva.
-but if for family purpose, myvi can use until the first child born. if so lucky got married

gurus, which one will u all suggest? i hope it is not tough since u all have much working experiences and life experience