Mar 4 2017, 09:00 PM
QUOTE(X_hunter @ Mar 4 2017, 11:30 AM)
Hi. Usually for local car such as Perodua, the interest rate will be higher compared to non-local brand, correct?
If i buy a new car from Perodua, they will submit the loan application to their panel bank? As in we don't get to choose the bank we want? If we want to choose our own bank means we have to settle it ourself?
The Perodua sales person said interest rate around 3.3% for Myvi. I am a first time car buyer, so i'm quite noob in this.
Any advise?
Hi bro,If i buy a new car from Perodua, they will submit the loan application to their panel bank? As in we don't get to choose the bank we want? If we want to choose our own bank means we have to settle it ourself?
The Perodua sales person said interest rate around 3.3% for Myvi. I am a first time car buyer, so i'm quite noob in this.
Any advise?
It's very easy to apply loan from whatever bank that u like..u just need to call them and all documents u can submit to them via emel..
Please take note that when u call them ask direct what is the interest rate their bank can offer..and their officer can calculate it for u on the spot..if u dont like then u no need to submit the docs.
My SA told me the best he can get for me is 3.2%..and his bank approved my loan and give interest rates for 3.3% & 3.4%
I still not satisfied..ask him wait around 1 week+ to wait for other bank that i have applied myself..finally the bank approved and give me 2.97..very easy..the bank officer come to my office for sign agreement.,.
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