Hi, I'm a degree fresh graduate. I started work from July 2012. Now my basic salary is RM2300 + RM100 (fixed transport allowance).

Is the nett salary include the fixed transport allowance? if YES, then my nett salary is around 2.1k.

I'm planning to buy my first car, cost RM63500 and I'm planning to get RM60k loan. Now, my SA offer me RM3000 discount as promotion.

How high the possibilities for me to get the loan approved? I prefer Maybank as I'm using Maybank cc for 1 month+. no commitment/debt/outstanding for my cc.