which bank you pick ? purchase from direct owner?

can give contact? buy from dealer or owner

wow.. can give contact? KL cannot do in penang for loan ?

use this.. https://www.mycarinfo.com.my/MarketValue << bank use this as valuation..

it very trouble.. and the loan approve amount is quite low..

AMBANK can give higher valuation than the website but they will charge 6% of the price.. previously i get valuation 29800 from other bank but ambank can give up to 42000<believe the 6% is his commission that why he can give that high..

other bank.. will follow as the website with 60-85% of the valuation..

and NEVER GIVE BOOKING FEES IF YOU PURCHASE FROM OWNER.. as i just face a owner.. she sell her car for 33000 (dealer selling from 38000) then i tot it cheap then go to bank but bank only give 29800 and loan only approve 20000(even my profile is good and nice income).. then i request the owner to refund back and she say there is loan.. doesnt matter the bank approve RM 1 or RM 10.. it still a loan there.. willing buyer willing seller and dont want refund back my deposit..

thus i throw a law clause to her then only she refund back my deposit..

NO OWNER / AGENT shall collect a BOOKING FEES before the buyer sign agreement

NO OWNER / AGENT shall collect a BOOKING FEES more than 1% of the selling price

OWNER/AGENT shall refund back the BOOKING FEES 90% if buyer want to cancel it..

If you buy from agent.. you better give 1% is enough as if loan cant go thru.. they will ask you choose other car but not refund...

wont it better you make direct agreement with owner/seller.. dp 35k and balance 1 yr installement.. let them charge you 2% they will be happy also..

as long as you good profile.. no issue.. 1 year tenure.. a blink of eye will pass..

i love kia K3.. but wifey not agree on RV..

wahhh so low, My profile cantik, nice payment + additional extra 2.5k saving each month after all the commitment.

The bank still charge 3.55%

cimb