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 Latest Car Loan Rate 2012-2021| 2021

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gahpadu
post Nov 9 2014, 10:21 PM

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QUOTE(blur_goofy @ Oct 31 2014, 10:45 AM)
still can loan 9 years??

u guys deal thru dealer or go bank directly?? please advise~
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my 9 year application been approved last Friday..not sure how the interest(PB) .My dealer sent it but after few hiccup , i direct deal with banker
gahpadu
post Nov 19 2014, 09:02 AM

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174k
9 years
2.59
PB
gahpadu
post Nov 19 2014, 06:42 PM

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QUOTE(wmx9969 @ Nov 19 2014, 04:23 PM)
Mind to share which branch u apply?
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PJ seksyen 14
gahpadu
post Nov 19 2014, 07:54 PM

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QUOTE(wazzapp @ Nov 19 2014, 06:59 PM)
Im applying same amount, same bank... Hope lepas la..
Amiinnn.
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if u have clean report and strong document..there's nothing to worry.

applied hp loan at 4 bank (MBB/ Affin/HLB and PB) all rejected , due to too clean record on credit report. i mean empty.

But officer at PB ask me to provide supporting document. appeal and lulus whistling.gif
gahpadu
post Nov 21 2014, 11:28 PM

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QUOTE(wazzapp @ Nov 21 2014, 07:58 PM)
yeah me too...4 / 5 bank already..
reaaaally hard for a sole proprietor without payslip
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i am also sole prop...just 18 months old company
gahpadu
post Mar 26 2015, 01:38 PM

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QUOTE(vincenthw @ Mar 24 2015, 08:09 PM)
Hi all , please advise how can i get second hand car loan around RM50k for car value RM75k (year 2012) at interest rate around (2%-3.5%) ???
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Impossible....

Interest rate for 2nd car always high
gahpadu
post Mar 25 2016, 10:26 PM

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QUOTE(izwankhan @ Mar 25 2016, 09:53 PM)
Loan 70k (7yrs) 2.91% Public Bank.
Can we ask the sales consultant to ask another bank too?
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yes. u can. even u can appeal to the bank to reduce the interest abit (depend on ur past track etc)
gahpadu
post Jul 1 2019, 05:20 PM

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Due to blr going down. Intererest rate also going down.


gahpadu
post May 20 2022, 07:11 PM

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QUOTE(three2wan @ May 19 2022, 09:10 AM)
New local car

Maybank Loan RM35500
Interest 3.05%
RM419/monthly x 9tahun

Interest rate MBB offer quite high right?
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Quite high for local and Harimau femes for high rate
gahpadu
post May 20 2022, 11:29 PM

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QUOTE(iZuDeeN @ May 20 2022, 09:37 AM)
guys slight off topic.. tho who got new Myvi recently.. how long is the waiting period?

i got good deal to let go my current kelisa... but no car .... plan to get myvi
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Good luck then. Depend on color chosen . Maybe atleast min 1 month
gahpadu
post May 20 2022, 11:32 PM

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QUOTE(effectz @ May 18 2022, 01:22 PM)
RM29K loan, 9 years for used local car registered 2027, malaysian. Can advise interest especially from MBB, PBB and HLB.
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Different bank got different factor to evaluate the customer document. Femes bank normally not very generous compared l.its depend on your kredit rating also
gahpadu
post Jun 18 2022, 05:52 AM

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QUOTE(Clan204 @ Jun 15 2022, 12:21 PM)
one of the sa of perodua offer me 4.1% for axia e spec. is this too high or normal?
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Very high . Bank or toyota capital? Moslty local car around 2.2- 3.0 max
gahpadu
post Jun 18 2022, 05:53 AM

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QUOTE(HamDanCiuYan @ Jun 17 2022, 09:57 AM)
Second hand car, loan 200k 9 years 2.5%
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Very low for second hand.


Recond unit?
gahpadu
post Jun 20 2022, 03:06 PM

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QUOTE(zackzackprek @ Jun 20 2022, 02:58 PM)
Hello, i'm a newbie here. I want to ask a question since i read here got so many pro, and i sakit kepala read the SST like tatau apa jadi.

Question:
This month onwards. which is advisable. used or new? budget 80k
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Better buy new la. Book now before end of month no SST. Interest for new car lower than used if buy on loan


gahpadu
post Jun 24 2022, 05:46 PM

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QUOTE(hazremi @ Jun 24 2022, 12:26 PM)
what is the expected interest rate for Alza 2022? Top Spec Rm75k
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Depend on your documents. 2.1-2.5%

Spec dont count for interest

This post has been edited by gahpadu: Jun 24 2022, 05:47 PM

 

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