When you take a loan from bank, the car dealer actually gets a RM 600 as a form of handling fee, which is extra profit. When you buy cash, they are deprived of this. As such, car dealers actually prefer if you can take a loan, provided your loan can be approved with ease and with minimum hastle because timing is also a factor. Car industry is all about cash flow management and how fast the stocks are moved.

Difficult to prove because local banks cannot verify the authenticity of the bank statement.

I see, thanks thanks