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 Latest Car Loan Rate 2012-2021| 2021

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anarchy04
post Sep 3 2015, 04:52 PM

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QUOTE(m.syafiq.rahim @ Aug 28 2015, 03:01 PM)
Bought new car Ford Fiesta 2014
Ask loan for 78k
Affin bank offer 2.6% , amount 73k for 9years
Maybank offer 2.65%, amount 78k for 9 years but the bank call to pay 700++
For the insurance loan something .. Is it normal?
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Hi bro.. RM700 i think must be the insurance for the loan. Lets say after 3 years u got cancer or worst case, pass away. So your next kin will get the car for free. Affin also got this insurance, they called it "HP life".

BTW, it is not compulsory. Depend on you to take or not. If I were you, I will take that. Only 1 time payment. If you settle your payment earlier/sell the car, u will get back your RM700 (pro rate not full amount)
anarchy04
post Nov 4 2015, 01:55 PM

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QUOTE(dogdog133 @ Oct 31 2015, 12:13 AM)
may i ask any bro know hire purchase banker in affin bank?
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HI bro, I know few ppl in Affin PJ State (HP officer & marketing)
anarchy04
post Nov 6 2015, 07:18 AM

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Just signed with PBB. 110k loan 9 years 2.7%. Applied on 1st Nov.

QUOTE(bluster_7 @ Nov 5 2015, 08:54 PM)
I got 2.6% with ambank. Loan applied on 2nd Nov 15 for KIA.

Today, the bank officer said the rate already increase more than 2.8%.
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cheap 2.6...loan amount & tenure?

QUOTE(azrieqb @ Nov 5 2015, 09:21 PM)
Planning to buy civic, loan amount around 112k.
Just got quote by mbb 2.9%. Damn high..
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2.9? rclxub.gif
anarchy04
post Nov 12 2015, 12:35 PM

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Lowest interest rate now Affin Bank... I can introduce you to Affin hire purchase officer (PJ State branch) if you want to try. Can submit your documents to her.

Any car dealers also are welcome to submit their cases.
anarchy04
post Nov 12 2015, 03:20 PM

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QUOTE(enticing188 @ Nov 12 2015, 01:56 PM)
bank rakyat lowesr 2.5%
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Rate depends on loan amount, tenure, type of car (national/import/new/used)

U sure or not bank rakyat 2.5%? Non government servant can apply?
anarchy04
post Nov 12 2015, 08:08 PM

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QUOTE(Aztec @ Nov 12 2015, 04:25 PM)
i can confirm. same branch and female as well. lol

i got 2.64%
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QUOTE(enticing188 @ Nov 12 2015, 06:31 PM)
i am damn sure because i got the rate for toyota car. non gov sure can apply why not?

why not go for banks that hav lower interest rates? look at bank rakyat hire purchase campaign before u speak  tongue.gif
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Non national car 100k loan tenure 108 months, 2.6x% is considered very low already.

If non gov can apply bank rakyat 2.5%, then other banks PBB, MBB, affin, ambank, cimb etc can close business open bicycle shop.

Kindly confirm, 2.5% is tier rate (gradually increase) or fixed?
anarchy04
post Nov 12 2015, 08:57 PM

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QUOTE(enticing188 @ Nov 12 2015, 08:19 PM)
fixed .

as i mentioned u can refer to bank rakyat promotional rate. be prepare they are damn strict need bank statement certified, payslip certified/original , epf print from their kiosk , confirmation letter

but the rate is so good..

i agree with u other bank can close

yes now all banks increase interest rates around 2.6-2.8x

so bank rakyat is the best for now.

the promotion is valid if not mistaken until end of DEC.. guess they need to hit target kot?
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Maybe they tie up with Toyota? Which Toyota branch?

Too bad I already signed with PBB 2.70% for a Toyota. Maybank offered higher which I didnt bother to remember how much...

QUOTE(thefryingfox @ Nov 12 2015, 08:22 PM)
she quite hot milf brah.
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Did u catch her name?
anarchy04
post Nov 13 2015, 03:48 PM

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QUOTE(goodboy1668 @ Nov 13 2015, 12:58 PM)
Anyone have any ideas that why Toyota Altis and Vios got different interest rate offered by banks? Altis is 2.9 and vios is 2.68?
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All banks like that bro. The rate different for every car model/maker. It is at bank's own discretion. Try to appeal lower rate. The branch will send ur case to their HQ to get HQ's approval.

QUOTE(sj0217 @ Nov 13 2015, 01:02 PM)
Wanna check with you guys, if the person be the guarantor, is it will effect the quote of loan application on next time for that guarantor??
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AFAIK, for HP loan (not house loan) it wont effect guarantor's CCRIS. No problem for future application. Unless the person didn't pay loan & blacklisted. Then it will appear into guarantor's CTOS.
If the bank asking to provide guarantor, it is an indication that that the person's CCRIS not good/high commitment/high margin compare to salary etc.
Bank also will ask guarantor if the person's salary is not fixed (salesman/freelance/offshore etc.)
Before u agree to be a guarantor, make sure he/she is able & willing to pay the debt.

QUOTE(Aizat2402 @ Nov 13 2015, 03:19 PM)
I know interest rate has gone up recently but I was shocked when I was quoted 3.38% by Ambank!!

Car Model : Mazda 3 CKD High Spec
Loan amount : RM107,000
Tenure : 9 Years
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Don't take that 3.38% bro... Too HIGH!!
anarchy04
post Nov 13 2015, 04:18 PM

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QUOTE(Aizat2402 @ Nov 13 2015, 03:57 PM)
Yeahh. But I keep telling myself monthly installment is additional RM60 only. Hehehe  tongue.gif  tongue.gif
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up to u bro...ur money...
anarchy04
post Jun 11 2018, 07:44 AM

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Just got my loan approved. 215k, 9 yrs, 2.49% Affin bank
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