Hi bro,
It's very easy to apply loan from whatever bank that u like..u just need to call them and all documents u can submit to them via emel..

Please take note that when u call them ask direct what is the interest rate their bank can offer..and their officer can calculate it for u on the spot..if u dont like then u no need to submit the docs.

My SA told me the best he can get for me is 3.2%..and his bank approved my loan and give interest rates for 3.3% & 3.4%

I still not satisfied..ask him wait around 1 week+ to wait for other bank that i have applied myself..finally the bank approved and give me 2.97..very easy..the bank officer come to my office for sign agreement.,.