if not mistaken
New car bank loan interest rate for non national car should be around 2.8-2.9 for this month

New car bank loan interest rate for national car should be around 3.2 or above.

Used car interest can be as high as maximum 4.0 for this month.

the most reliable link is get to know someone working for bank under car loan / banker =D
link in internet normally outdated 1

i got 3% from RHB. other banks more than 3% 

maybe you can try asking rhb. my SA said it's the lowest so far 

then get a guarantor. you dont have brothers, parents or uncle ?

Maybe you should just take 3.35 from maybank and pay rm20-30 more per month.. Other than that seems like there's no other way..   

And let me tell you something to make u feel better, my sister bought alza 3-4 years ago with almost 4% interest rate    I think this low interest rate is new, even then it's starting to rise again this month.. My brother said this is all bank's game...