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 Latest Car Loan Rate 2012-2021| 2021

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Sh@rty 5
post Jan 10 2015, 01:31 AM

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QUOTE(wazzapp @ Nov 19 2014, 06:59 PM)
Im applying same amount, same bank... Hope lepas la..
Amiinnn.
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Kalau x lepas boleh cari org bikin haha

Luar ada service Tolong org apply loan

Without payslip or strong bank statement also cam apply loan

Especially those whose loan got rejected by bank
Sh@rty 5
post Jan 11 2015, 11:06 PM

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QUOTE(wazzapp @ Jan 11 2015, 10:24 PM)
my loan blom lepas..

anyone ada contact..?
damn hard without pay slip nih..
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01139027546 u try call dia

Xde payslip ok . But of course there's charges
Sh@rty 5
post May 19 2015, 01:25 PM

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QUOTE(bongo @ Apr 27 2015, 09:36 AM)
interested in getting RM120k loan for non national new car. Agent pls pm me, thanks.
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QUOTE(deric79k @ May 18 2015, 11:54 PM)
looking buy used or recon car , loan 9 years , 140k loan , any intro?
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Have u guys tried applying urself ?

9 years for a recond car seems kinda hard

As for 120 k for non national car . Not a problem depending on ur age

I kns someone who can apply a car loan without a payslip b strong bank statement . Or if ur loan got rejected cause of over commitment but they do take a fee for it
Sh@rty 5
post May 23 2015, 12:18 AM

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QUOTE(jzack @ May 22 2015, 10:13 PM)
need agent. trying to get 75k loan for unreg nissan 370z
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Y din ask ur salesman to do the loan bro
Sh@rty 5
post May 23 2015, 03:10 PM

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QUOTE(jzack @ May 23 2015, 11:03 AM)
trying to find a few options bro.. to get the lowest %.. plus, its my 1st time buying car with loan..

edit : is the rate fixed for each bank?
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U dun have to go through agent

After all agen don't earn much from it so I doubt any would even be interested

Just ask ur salesman to submit a few banks and see which give u the best offer
.
Sh@rty 5
post May 26 2015, 07:05 PM

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QUOTE(stevenng97 @ May 26 2015, 03:11 PM)
Hi guys may I know if my SA apply all those document but it take over 1 week still haven't call me may I call to bank asking whether approve or not ? First time car loan in cimb
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hmm ask ur sa to double check

but there r cases where document isnt rite or strong, they wont even be bothered to call


Sh@rty 5
post May 26 2015, 08:44 PM

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QUOTE(stevenng97 @ May 26 2015, 08:21 PM)
Im 24 beside that my friend apply public bank without guarantor plus he also working half year he downpayment 30k for vios Trd and the bank call him in 3 days sad :-(
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sometimes not about pay only

they see ur commitment, ur bank statement

or maybe u have ctos or ccris

which u did not realize


dun be surprise if u have any p1 bill which u didnt pay or etc

tongue.gif
Sh@rty 5
post May 26 2015, 10:01 PM

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QUOTE(stevenng97 @ May 26 2015, 08:59 PM)
What mean of ccris?
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ask ur sa to rush the bank tongue.gif tell him if not u finding another salesman lo

cause we dunno ur pay, ur bank status n etc. so hard to comment

but like wat a forumer say, better start finding a guarantor
Sh@rty 5
post May 26 2015, 10:01 PM

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QUOTE(stevenng97 @ May 26 2015, 08:59 PM)
What mean of ccris?
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ask ur sa to rush the bank tongue.gif tell him if not u finding another salesman lo

cause we dunno ur pay, ur bank status n etc. so hard to comment

but like wat a forumer say, better start finding a guarantor
Sh@rty 5
post May 27 2015, 08:39 PM

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QUOTE(ctrl_alt_del @ May 27 2015, 02:54 PM)
Just to share a bit..
SA submitted loan applications to mbb and pbb....reason, he said to make them competitive a bit..
Submitted on tuesday, mbb approved on the same day. Today, pbb call (interview)..
I told them my status, i told them to only proceed if they can beat mbb rate. Pbb staff said will try their best and get back to me...
So i just hold on rather than accepting mbb 2.6% at the moment....
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thumbup.gif

true in submitting to 2 banks lo, at least if one rejected, dun have to wait another few days before subdmmiting another bank

hehe but as in competitive, not reli sure though, how would the bank knw u submitted to 2 banks laugh.gif

QUOTE(beyond86 @ May 27 2015, 06:01 PM)
thumbup.gif
Sh@rty 5
post Jul 1 2015, 06:14 PM

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QUOTE(Rumple92 @ Jul 1 2015, 01:45 PM)
monthly income of 2.4k with no other commitment and deduction.. is it possible to get car loan of 75k for 9 years? about what interest rate would it be?
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Depending ion wat car r u buying

Will affect the loan approval n also wat car make will have diff for the loan interest
Sh@rty 5
post Jul 1 2015, 06:24 PM

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QUOTE(Rumple92 @ Jul 1 2015, 06:23 PM)
what if its kia cerato? after downpayment, loan 75k.
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Hehe if got guarantor maybe ? Not very sure u can try

But if willing to spent 3.5k than 1k pay also can get the car out

 

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