Latest Car Loan Rate 2012-2021| 2021
|
|
 Apr 21 2021, 12:14 PM
Return to original view | Post
#1
|
 
Senior Member
1,099 posts Joined: Jan 2019 
|
QUOTE(storky20 @ Mar 24 2021, 02:29 PM) 80K, 7 years, PBB = 2.27% this affin rate, is it fixed rate or variable rate?80K, 7 years, Affin = 2.19% Affin really trying to hit sales.  |
|
|
|
|
|
Apr 21 2021, 02:12 PM
Return to original view | Post
#2
|
|
Senior Member
1,099 posts Joined: Jan 2019
|
QUOTE(storky20 @ Apr 21 2021, 02:08 PM) Fixed bro. that is quite low.. i know banks who offers 2.1X% rate usually is variable rate what is the criteria to get this low? |
|
|
Apr 23 2021, 11:20 AM
Return to original view | Post
#3
|
|
Senior Member
1,099 posts Joined: Jan 2019
|
QUOTE(Buydirect @ Apr 22 2021, 05:08 PM) High financing margin eg 120-150K, and tenure between 5-7 years, not shorter or longer tenure. Non national brands of course Affin just quoted me 2.26%. not as low as yours, but still okay lathey said this low interest rate until end of April only. maybe they have a target to achieve or something |
|
|
Apr 23 2021, 03:53 PM
Return to original view | Post
#4
|
|
Senior Member
1,099 posts Joined: Jan 2019
|
QUOTE(Scissorshand @ Apr 23 2021, 01:21 PM) Sorry havent bought a car since 2008 (that time paid 2.4% i think), but never know got variable rate? What is variable rate? usually people go for fixed rate i.e your monthly installment remains the same for 3,5,7 or 9 years (loan duration)variable rate follow base rate by BNM, if BNM raises the base rate, your monthly installment will also naik, if BNM reduce the base rate, your monthly installment will reduce too |
| Change to: |  0.0301sec
 0.93
 7 queries
 GZIP Disabled
Time is now: 19th December 2025 - 09:08 PM |
Quote