Got my new car loan approved by affin bank less than 4 hrs after give docs at 2.3% for 5 years just this week.

180k for audi A4. I could get more but only needed this amount. The longer the repayment period the higher the interest is.

Not sure what's the practise out there but the list shown to me shows the interest going up between 5 - 7 years based on the amount requested. May be it was already tailored based on my requirements.....