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 Latest Car Loan Rate 2012-2021| 2021

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BlackPen
post Jun 30 2018, 02:48 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
Loan amount 85k for 9 years
Cimb
2.59%
Honda

So far only 1 bank replied. Pending another 2 banks. Request to appeal for lower interest rate. Seem like the rate a bit on the high side.
BlackPen
post Jul 3 2018, 12:47 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
QUOTE(breekachu @ Jul 3 2018, 12:34 PM)
Many people said avoid PBB for any loan. Will give you headache in the future. Because PBB very strict bank
*
18/6/18 submitted documents to SA. After 5 days submitted the documents, PBB give me a call and give my company a call..until now never approve my loan and no respond doh.gif

This post has been edited by BlackPen: Jul 3 2018, 12:47 PM
BlackPen
post Jul 3 2018, 04:18 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
QUOTE(alexisvoyage @ Jul 3 2018, 03:13 PM)
My loan approved is very fast!!I sent my payslip and kwsp form to bank staff on Sun, then got approved on Tues...shocked me.
Maybe I have a PBB credit card (clear every month) and FD in PBB la?!
*
CIMB have approved me only. Others not yet. CIMB always the fastest one laugh.gif
BlackPen
post Jul 10 2018, 03:22 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
Bank : Affin
Loan : 85k
Tenure : 9 years
Interest Rate : 2.55%
Brand : Honda

MBB no respond like never work...CIMB can't appeal fixedrate at 2.59% and can't change dealer doh.gif .

This post has been edited by BlackPen: Jul 10 2018, 05:13 PM
BlackPen
post Jul 11 2018, 06:05 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
QUOTE(donfutsal @ Jul 11 2018, 01:11 PM)
used car or recon ?
*
New car
BlackPen
post Jul 11 2018, 07:56 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
QUOTE(KingArthurVI @ Jul 10 2018, 07:16 PM)
Update: I signed an auto life insurance with PBB earlier... in case life or total disability the loan will be cleared. Only RM300 so why not, for my family's benefit.
*
Question here..

Scenario :-

If you total loss the car (touch wood) the car insurance will compensate you the 80% of total insured amount.

1)you owning bank RM100k, car value RM70k and insurance compensate RM56k (80% of car value of RM70k) - Left over RM44k PBB will settle for you?

or

2) you owning bank RM100k and PBB settle RM100k for you and insurance directly give you a sum of RM56k? - PBB settle all the loan and insurance pay you a sum of 80% sum insured

hmm.gif

This post has been edited by BlackPen: Jul 11 2018, 08:36 PM
BlackPen
post Jul 13 2018, 12:03 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
QUOTE(KingArthurVI @ Jul 10 2018, 07:16 PM)
Update: I signed an auto life insurance with PBB earlier... in case life or total disability the loan will be cleared. Only RM300 so why not, for my family's benefit.
*
Just now signed LOU for the car. Affin 2.55% for 9 years. Affin also asked me do I want to buy auto life insurance with Affin which quoted me RM850 (covered 9 years). Just wondering why yours is RM300 hmm.gif

This post has been edited by BlackPen: Jul 13 2018, 12:04 PM
BlackPen
post Oct 11 2018, 12:05 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
QUOTE(yanz070 @ Oct 11 2018, 11:24 AM)
Your lucky enough bro
Some car dealer tell me the current bank interest rate start form 4.5% to 5%  doh.gif
*
for used car and car above 10 years old isn't?

recently i just signed offer for new car @ 2.55%

This post has been edited by BlackPen: Oct 11 2018, 12:06 PM
BlackPen
post Jun 22 2022, 10:01 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
QUOTE(s@ni @ Jun 21 2022, 04:12 PM)
any latest rates for used car, brand honda, 2016?
im asking for a friend.
as for me, recently; this month (after OPR naik).
150k recond jap brand
all 3 banks offered 2.43 to 2.45%
lambat sikit saja. cry.gif
*
You're late a month. Else you will have good interest rate

QUOTE(@skyhawk@ @ Jun 22 2022, 05:15 AM)
if buy second hand unit, stil got SST? can recommend bank that give lower rates for used car?
*
Second hand no SST.
BlackPen
post Feb 21 2025, 10:23 AM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
Hi, just get car loan for non national car and non ev with using company to loan
130k
9 years
2.66% from MBB

Seem a bit high? SA told me that company tend to have higher interest rate but to me seem like not valid reason. Anyone of you got experience that company loan is more then personal?

This post has been edited by BlackPen: Feb 21 2025, 10:28 AM
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