QUOTE(deodorant @ Feb 25 2012, 10:16 AM)
even off peak car also cannot afford ler. latest normal car coe, <1600cc 57k >1600cc 78k, how to buy?!?
buy 2nd hand 
Working in Singapore V10, Serious Talk only. no chatting
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 Feb 25 2012, 11:14 AM
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#21
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4,283 posts Joined: Nov 2009 From: Vietnam  
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Feb 25 2012, 06:18 PM
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#22
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(PepsiCo @ Feb 25 2012, 03:33 PM) true. get a 8 years old car. after 2 years when Coe expired get another 8 years old car. keep repeating till Coe drop then buy new car best is 2006/07 car... whereby the COE is the lowest.. so depreciation is the lowest... get a car where the COE is low and the OMV is high... therefore u use till COE habis, overall depreciation is lowQUOTE(AtMostFear @ Feb 25 2012, 03:39 PM) hey guys, in order to be eligible for EP the salary offered must be at least $3k right. so what happens if the company offers lower than that? are there any other types of EP? nope.. sometimes lower also can, but chances of being rejected is higher.. there's a few type but for ep lowest is 3k |
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Feb 25 2012, 08:17 PM
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#23
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(deodorant @ Feb 25 2012, 07:33 PM) i thought of that too, actually you see those 2nd hand cars with 4-5 years left of COE can get for cheap one. But then maintenance costs + parking costs + all that ... calculate liao then decide occasional taxi ride still WAY cheaper yea lor.. if calc until like that pub transportation is always cheaper ^^ |
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Feb 26 2012, 12:21 AM
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#24
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(ky_khor @ Feb 26 2012, 12:12 AM) Public transport is good for saving money for the first few years of working. Many non-KL ppl working in KL couldn't save. Ppl see KL brats who lives in parent's house like how you see Sg young ppl driving papa's Toyota Wish to work. i agree with u on the 1st paragraph.. but 2nd paragraph... bic can only take u so far... and u cant ride it on a highway, lets say pie/sleI would rather ride a bicycle then riding motorcycle in Sg. Sg drivers are nuts. sg drivers are not nuts, just that their cars are more powerful... |
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Feb 26 2012, 10:36 AM
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#25
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(Lester1987 @ Feb 26 2012, 01:47 AM) The rules for Malaysian is, For every 90 days, you can stay in Singapore for 60 days. I actually called up ICA and asked them about this. my supervisor travels in and out of sg during weekdays leh... he dont have any work pass, how can leh?So u can stay in Singapore for 30 days, then exit and enter again for 30 days, if u exit and want to enter again, they won't let u in until u left Singapore for a month. For my case, Coz i stay in JB, so i can in out everyday, but they will calculate how many days I have entered, so they won't give you more than 60 days for every 90 days. that's what ICA told me. For your case, its easier for them to manage. For cases like me its a little bit hard because they need to calculate the stamps 1 by 1 and i can say most of the time they don't calculate and just let u go through. This post has been edited by alaskanbunny: Feb 26 2012, 10:37 AM |
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Feb 26 2012, 10:33 PM
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#26
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(deodorant @ Feb 26 2012, 09:15 PM) ko bukan dah lama kat singapore ke? u sure it is the correct hanief or not? http://forum.lowyat.net/index.php?showuser=53718 QUOTE(hanieyf @ Feb 26 2012, 08:41 PM) i think i want to work at singapore, anyone can help me what i need to do first ? get a jobQUOTE(toughnut @ Feb 26 2012, 09:18 PM) hanieyf, biz arnab tak menjadi ke? u sure it the same person? i wanna open kandang arnab too QUOTE(crazy25kid @ Feb 26 2012, 09:47 PM) that was exactly what happen to someone i knew ignorance is not an excuse lor...the immigration officer cancelled off the 30 days written on the white card and rewrote it to 21 or a number lesser. and we did not know of such a rule until eventually...until day 59 tried to enter, immigration say only left 1 day.  |
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Feb 29 2012, 10:12 PM
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#27
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(XinLing @ Feb 29 2012, 11:05 AM) Hi guys! where do you guys invest your money? will it be in SG or MYR? and regarding the Fixed Deposit, SG or MY better? now in properties.. SG... MY better, should be 80% my and 20% sgQUOTE(crapp0 @ Feb 29 2012, 03:58 PM) If your dad can afford a condo in KL. Then he can afford to get himself a new car since the existing one getting old. that 1 is a badass car man... dont changeQUOTE(ntick @ Feb 29 2012, 06:51 PM) second day in SG. welcome to the club 2molo is first day working.... 28th reach at house owner sign an rental agreement and listen the house owner discipline....few rules start with » Click to show Spoiler - click again to hide... «  QUOTE(chanti-sama @ Feb 29 2012, 09:26 PM) I must join these type of meetups. Its hard to make new friends here. lol dont nato |
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Mar 3 2012, 12:21 AM
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#28
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(Jurlique @ Mar 2 2012, 11:47 PM) Damn, phone contract just expired but no good phone for now to choose... samsung note? |
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Mar 3 2012, 01:31 PM
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#29
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(Jurlique @ Mar 3 2012, 11:47 AM) Too big, no doubt it is a nice phone for browsing and gaming... but when i look at the mirror seeing myself holding the phone and make a call, i was like at first i thought it was ok... then i try it, and realized too cumbersome to hold it one hand in the mrt... might drop it.. lol also ppl hardly use the stylus... anyway... not it is still samsung s2 or ipong4... better wait for few more months and hope i pong5 is good... or the new s3? |
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Mar 3 2012, 10:37 PM
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#30
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(r1v3r @ Mar 3 2012, 06:04 PM) Form today NST: but what if when u take up the insurance it is below that limit but later overshoot? Special Ntuc insurance is open to PR and foreigner. Max $3.5k income ceiling. QUOTE(sapapa @ Mar 3 2012, 07:12 PM) Hi guys, would like to ask a diploma holder fresh grad with $1450 salary as starting pay, as a computer technician, is it good or underpaid? yeaps.. good |
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Mar 4 2012, 10:24 AM
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#31
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(sapapa @ Mar 3 2012, 11:29 PM) -Repair, fix laptops and notebooks good for shorterm.. come over and then develop yourself because you cant do these kind of stuff long term right? -Need to assemble everything, do general checking -Do daily OS installation/restore/format/backup -Pack and unpack notebooks in store -Communicate with customer regarding laptop issues And other misc stuff...  QUOTE(r1v3r @ Mar 3 2012, 11:31 PM) How do NTUC know how much you earn after you sign policy? it is self declaration... like if lets say you make more than that automatically you dont qualify.. so if u lie and still pay the premium.. when it comes to claims, they find out... then nothing for you.. just like how you declare previous illnesses and smokingIf Canadian got cancer their gov cover all their medical expenses, is Singaporean worth as much? I saw a few cancer cases, if you are poor you better think thice. The usual insurance coverage is less than a typical cancer bill. It is too expensive to be sick in SG. Look at the $39milhome of a famous female doc, you could guess where major part of your insurance money goes. hayar.. canada diff la, that 1 welfare state la.. will nvr happen in sg, sg got nuts so everybody got to work hard... canada got vast amount of land, pop so low... just like aus.. all they need to do is to dig up some soil/plant something then there's $$$ already QUOTE(hackwire @ Mar 4 2012, 02:32 AM) how much is hdb flat rental rate for 1 room, any thing below SGD 500? mine is SGD 450 yew tee, +PUB & intarnuts, common room no aircond |
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Mar 4 2012, 06:16 PM
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#32
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(r1v3r @ Mar 4 2012, 11:51 AM) Check the TnC before you sign. I never have to declare my earning or the insurance co will decide on payout based on my latest income status. I also have the NTUC medisheild, the Normal rate for PR went up a few round compare to SG over the last few years. The offer from GOV is not significantly cheaper than what I pay for each family members. About 100+ each per year. Of course the coverage and rider plan may differ. hayar.. if u get the one for lower income of course have to la... normal insurance no1 cares how much u make as long you pay Your company provide insurance?  yeaps, but there's a lot of diff type of insurance lor... accident n medical is for every employee but since i travel very often.. there's for lost of income n also mishap overseas.. my own i think parents pay for my life insurance.. |
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Mar 11 2012, 11:59 PM
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#33
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(seantang @ Mar 11 2012, 09:48 PM) I went to Funan to get iPhone accessories with the IT show pamphlets in hand. The shops in Funan were quite willing to give me whatever IT show deal their booth in Suntec had. That's been my experience every year... the "low performing staff" who are left to man the shop in Funan or Sim Lim (when their "high performing colleagues" go to the IT show) - are always ever willing to do a deal. QUOTE(chanti-sama @ Mar 11 2012, 09:50 PM) Which really defeat the purpose of going to the fair. Deals are thr same hahahaha. Even pc fair back home is same the same as msia.. actually those at the shop should give even cheaper, considering they dont have to shift it around.. |
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Mar 13 2012, 08:17 AM
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#34
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4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(PepsiCo @ Mar 13 2012, 01:37 AM) 36k p.a basic ? Meaning $3k per month ? Wah ! Me can't afford, unless includes allowance then cukup-cukup makan doesnt mean u have to pay 3k/month also...  or just put 10k deposit into their bank lor... or get the manhattan card, no req |
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Mar 13 2012, 10:48 PM
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#35
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(deodorant @ Mar 13 2012, 08:56 AM) I like the Manhattan card, 5% cashback on everything is win. Too bad only limited to $200 cash back ($4k spend) per quarter though dont need to promote your company la  lol.. Price Solutions Singapore Pte Ltd a subsi of stan chart ar? some lady called me up today offering me cards and credit line... kekeke, gonna apply tomolo... she mentioned got free $80/card... getting free $160 |
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Mar 14 2012, 12:30 AM
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#36
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(deodorant @ Mar 14 2012, 12:12 AM) yea, price solutions is the subsidiary that houses all the retail sales staff. scope international is the subsidiary that houses all the ops staff. scb create these subs cos the subsidiary != bank therefore don't have bank benefits or unions whoa, no wonder scb can make so much profit... by being el cheapo... lol, at least better than hsbc by retrenching...neway, one way to make quick bucks is to apply for all these cards.... if each card give u $80, 2 card per bank... apply at 10 banks = $1600 profits? also they give this credit/cash line... $3k free interest for 3 years, only small principal repayment per month and no processing fee... apply 10 banks = $30k... use to invest = profits? |
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Mar 14 2012, 10:30 PM
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#37
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(calvint78 @ Mar 14 2012, 11:31 AM) I guess u need to do it personally to get the extraxtion from JPJ. Try not get from JB JPJ as they will cancell ur MY license since u r converting the license to SG. johor and pahang will blacklist... so far pj is ok QUOTE(hokin @ Mar 14 2012, 01:07 PM) Thanks for advise. I hope no cancellation of MY license is required as I will be driving in MY too. I will definitely not go to the JB JPJ. depends on your face |
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Mar 16 2012, 03:40 PM
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#38
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(Aloong @ Mar 16 2012, 03:17 PM) » Click to show Spoiler - click again to hide... « QUOTE(Lester1987 @ Mar 16 2012, 03:22 PM) Guess what, the melissa mentioned in that article is our LYN member.. 1 of the pioneer that is active in v1 and v2 of this thread. nice.. how to contact her? |
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Mar 16 2012, 05:40 PM
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#39
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(ivanswk @ Mar 16 2012, 04:42 PM) thanks i think her so called mentor is her husband ar? prefer to be investing in sg... |
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Mar 17 2012, 01:13 AM
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#40
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(ivanswk @ Mar 16 2012, 05:47 PM) invest in courting her lagi better u get her and the property married d la  QUOTE(crazy25kid @ Mar 16 2012, 05:48 PM) if got the moolah...i would choose sg over m'sia for property investment also. u share with friends la... diversify the risk... but gotta find ppl that's trust-able... i got 4 friends planning to buy properties in sg but then...i dun have and beggars can't be picky so far fail cause too exp wanted to buy ps100QUOTE(AtMostFear @ Mar 17 2012, 01:03 AM) hey guys, I'm planning to attend an interview session with keppel fels (50 Gul Road) this wednesday. any recommendation for cheap hotel/hostels nearby? I'm probably coming tuesday night and leaving tuesday noon.. got lor... p/s: below sgd50 can get ar? http://forum.lowyat.net/index.php?showtopic=1738094&hl= |
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